This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for a Life & Annuity Agent (W/ Video) based in the United States.
As a Life & Annuity Agent, you will help individuals and families make informed decisions about protecting their income, securing their financial future, and planning for retirement. You will have access to warm, pre-qualified leads from individuals who have already expressed interest in insurance and financial products, allowing you to focus on building relationships rather than cold calling. You will work with an extensive network of more than 60 insurance carriers, giving you the flexibility to recommend solutions that best meet each client's needs. Whether you are an experienced licensed agent or just starting your career in insurance, you will benefit from personalized mentorship, comprehensive training, and dedicated case support. This fully remote, commission-based opportunity offers the autonomy to manage your own schedule and business development activities. With strong earning potential and ongoing professional guidance, you can build a rewarding, long-term career in life insurance and financial services.
Accountabilities:
- Develop client relationships: Connect with prospective clients through warm leads provided by vetted and approved lead-generation partners.
- Understand client needs: Conduct conversations with individuals and families to assess their financial goals, insurance requirements, income protection needs, and retirement planning priorities.
- Recommend insurance solutions: Present suitable life insurance and annuity products based on individual circumstances, helping clients understand their available options.
- Work with multiple insurance carriers: Leverage access to more than 60 carriers to identify competitive products and solutions aligned with clients' needs.
- Manage the sales process: Guide prospective clients through product discussions, application preparation, follow-ups, and the overall purchasing process.
- Provide personalized guidance: Explain insurance options, product features, and relevant considerations clearly and professionally to support informed client decisions.
- Leverage mentorship and case support: Collaborate with experienced leadership and product specialists when handling complex cases or requiring additional technical guidance.
- Build and manage your own business: Set personal performance goals, organize daily activities, manage your pipeline, and develop consistent sales practices.
- Maintain professional standards: Deliver ethical, customer-focused service while following applicable insurance licensing requirements and industry regulations.
- Develop your expertise: Participate in ongoing coaching, training, and professional development to strengthen your insurance knowledge and sales performance.
Requirements:
- Must reside in a US state and be legally authorized to work in the United States.
- Hold an active life insurance license in your state of residence or be willing to obtain the required license. Pre-licensing guidance and support are available.
- Strong interest in life insurance, annuities, financial protection, and retirement planning.
- Excellent verbal and written communication skills, with the ability to explain financial and insurance concepts in a clear, accessible manner.
- Strong interpersonal skills, including active listening, empathy, relationship building, and the ability to understand individual client needs.
- A self-motivated and entrepreneurial mindset, with the ability to work independently, manage your schedule, and establish personal business goals.
- Strong organizational and time-management skills, with the ability to manage leads, follow-ups, and client interactions effectively.
- A customer-focused approach and a genuine interest in helping families protect their financial well-being.
- Willingness to learn new products, understand different carrier offerings, and continuously develop professional expertise.
Additional advantages:
- Previous experience in life insurance, annuities, financial planning, or insurance sales.
- An established client network or previous experience managing a personal sales pipeline.
- Experience working with multiple insurance carriers and comparing insurance products.
- Strong sales, negotiation, and client relationship management skills.
Benefits:
- Competitive earning potential: Annual earnings range from approximately $50,000 to $150,000, depending on individual performance and production.
- 80% starting commission, based on carrier payout schedules, with higher commission contracts available for experienced producers.
- Warm, pre-qualified leads: Access to prospects who have already requested information, eliminating the need for traditional cold calling.
- Access to 60+ insurance carriers, providing flexibility to recommend products based on client needs.
- Personalized mentorship: One-on-one coaching from an experienced insurance and financial planning professional with more than 30 years of industry experience.
- Dedicated case support: Access to leadership guidance, product expertise, and assistance with complex insurance cases.
- Training for new agents: Structured learning and development support for individuals entering the insurance industry.
- Discounted pre-licensing courses to help new agents obtain the required insurance credentials.
- Fully remote work arrangement: Freedom to work from anywhere within the United States.
- Flexible schedule: Autonomy to organize your working hours and manage your business activities.
- Low startup costs: Approximately $150 for state licensing and around $35 per month for Errors and Omissions (E&O) insurance.
- Long-term career development: Opportunity to grow your client portfolio, increase production, and build a sustainable career in insurance and financial services.
Important compensation information:
- This is a 1099 independent contractor position, with commission-only compensation.
- There is no guaranteed base salary.
- New agents typically earn $60,000 or more during their first year, while top-performing producers can earn six figures or more.
- Actual earnings depend on individual sales performance, time commitment, and production.
- Commission payments are based on applicable carrier payout schedules.
How Jobgether works:
We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.
We appreciate your interest and wish you the best!
Why Apply Through Jobgether?
Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.