Massachusetts paycheck calculator: take-home pay 2026

In Massachusetts, your paycheck loses federal income tax, Social Security, Medicare and state income tax at a flat 5%, plus Paid Family and Medical Leave. Enter your pay to see your take-home pay in Massachusetts for 2026.

Your pay

How you're paid

HourlySalary

Hours a week

State

Hours over 40 count at your regular rate here. For time and a half, use the overtime calculator.

Filing status

How often you're paid

Pre-tax deductions

401(k), % of pay

Health, per paycheck

A traditional 401(k) lowers income tax but not Social Security or Medicare. Health premiums through work lower both.

Take-home pay, every 2 weeks

$1,593.95 a paycheck

$25 an hour is $52,000 a year before tax in Massachusetts, about $41,443 after tax ($3,454 a month) for a single filer working 40 hours a week in 2026.

A year$41,443
A month$3,453.57
A paycheck$1,593.95
An hour$19.92

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Where your pay goes

Take-home pay$41,44379.7%
Federal income tax$4,0607.8%
Social Security and Medicare$3,9787.7%
Massachusetts taxes$2,5194.8%

Breakdown

YearMonthPaycheckHour

Pay and taxes, per paycheck
Gross pay	$2,000.00
Federal income tax	−$156.15
Social Security	−$124.00
Medicare	−$29.00
Massachusetts income tax	−$87.69
Massachusetts Paid Family and Medical Leave	−$9.20
Total taxes	−$406.05
Take-home pay	$1,593.95

Effective tax rate: 20.3%
Marginal tax rate: 25.1%
Federal bracket: 12%
Massachusetts bracket: 5%

The marginal rate is the tax on your next dollar, all taxes included, measured over the next $1,000 of pay.

Compare all 50 states and DC

Take-home pay on $52,000 a year, filing single. State taxes include state payroll contributions; other local taxes are left out.

State	A year	A month	State taxes	Difference
1	$43,962	$3,664	$0	+$2,519
2	$43,962	$3,664	$0	+$2,519
3	$43,962	$3,664	$0	+$2,519
4	$43,962	$3,664	$0	+$2,519
5	$43,962	$3,664	$0	+$2,519
6	$43,962	$3,664	$0	+$2,519
7	$43,962	$3,664	$0	+$2,519
8	$43,962	$3,664	$0	+$2,519
9	$43,702	$3,642	$260	+$2,259
10	$43,241	$3,603	$721	+$1,798
11	$43,065	$3,589	$898	+$1,622
12	$42,976	$3,581	$987	+$1,533
13	$42,830	$3,569	$1,132	+$1,387
14	$42,787	$3,566	$1,175	+$1,344
15	$42,684	$3,557	$1,278	+$1,241
16	$42,638	$3,553	$1,324	+$1,195
17	$42,614	$3,551	$1,348	+$1,171
18	$42,597	$3,550	$1,365	+$1,154
19	$42,526	$3,544	$1,436	+$1,083
20	$42,484	$3,540	$1,478	+$1,041
21	$42,476	$3,540	$1,486	+$1,033
22	$42,458	$3,538	$1,505	+$1,015
23	$42,434	$3,536	$1,529	+$991
24	$42,396	$3,533	$1,566	+$953
25	$42,329	$3,527	$1,633	+$886
26	$42,314	$3,526	$1,648	+$871
27	$42,287	$3,524	$1,675	+$844
28	$42,275	$3,523	$1,687	+$832
29	$42,260	$3,522	$1,702	+$817
30	$42,228	$3,519	$1,734	+$785
31	$42,193	$3,516	$1,769	+$750
32	$42,175	$3,515	$1,787	+$732
33	$42,168	$3,514	$1,795	+$725
34	$42,154	$3,513	$1,808	+$711
35	$42,116	$3,510	$1,846	+$673
36	$42,057	$3,505	$1,905	+$614
37	$42,008	$3,501	$1,954	+$565
38	$42,003	$3,500	$1,959	+$560
39	$41,870	$3,489	$2,092	+$427
40	$41,860	$3,488	$2,102	+$417
41	$41,805	$3,484	$2,157	+$362
42	$41,803	$3,484	$2,159	+$360
43	$41,786	$3,482	$2,176	+$343
44	$41,721	$3,477	$2,241	+$278
45	$41,545	$3,462	$2,417	+$102
46	$41,533	$3,461	$2,429	+$90
47	$41,533	$3,461	$2,429	+$90
48	$41,495	$3,458	$2,467	+$52
49	$41,443	$3,454	$2,519	Selected
50	$40,405	$3,367	$3,557	−$1,038
51	$40,236	$3,353	$3,726	−$1,207

How Massachusetts taxes your paycheck

Massachusetts taxes income at a flat 5%, after a $4,400 personal exemption ($8,800 for a joint return, $6,800 for head of household). A 4% surtax applies to income over $1,107,750.

You can also take off up to $2,000 of the Social Security and Medicare tax you pay.
You owe nothing if your income is $8,000 or less ($16,400 for a joint return, $14,400 for head of household).

Required payroll deductions

Massachusetts Paid Family and Medical Leave: 0.46% of pay up to $184,500. This is the most an employer with 25 or more workers can take: 0.46% of the 0.88% premium.

More free tools for Massachusetts

More pay amounts in Massachusetts

Minimum wage

$15 an hour after taxes

Hourly pay, 40 hours a week

Yearly salary

Other states

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

How this calculator works

Your pay becomes a yearly amount. Hourly pay counts your hours a week for 52 weeks, so paid holidays and vacation count as worked weeks.
Federal income tax uses the 2026 IRS brackets and standard deduction for your filing status: $16,100 single, $32,200 married filing jointly and $24,150 head of household. With a 2026 Form W-4 and nothing else filled in, this is what IRS Publication 15-T has your employer withhold over the year.
Social Security is 6.2% of pay up to $184,500. Medicare is 1.45% of all pay, plus 0.9% on pay over $200,000.
State income tax uses each state's 2026 brackets, standard deduction and personal exemptions for a full-year resident with no dependents. Required state payroll deductions, like paid family leave or disability insurance, are included.
It assumes one job all year and no other income, credits or itemized deductions. Dependents and the Child Tax Credit are not included, so if you file as head of household or claim children on your Form W-4, your federal tax will usually be lower than shown. Your real paycheck can differ by a few dollars, because payroll rounds each paycheck and some states use their own withholding tables.
Hours over 40 a week count at your regular rate. For time and a half, use the overtime calculator. A 401(k) is held to the 2026 IRS limit of $24,500; catch-up contributions at 50 and older are not included.

Common questions

How much is taken out of a paycheck in Massachusetts?

On $25 an hour, 40 hours a week, a single filer in Massachusetts pays about 20.3% of pay in taxes and keeps $41,443 a year, or $1,593.95 every 2 weeks. On a $60,000 salary it is 20.9%, leaving $47,434 a year.

What is the Massachusetts income tax rate in 2026?