Iowa paycheck calculator: take-home pay 2026
In Iowa, your paycheck loses federal income tax, Social Security, Medicare and state income tax at a flat 3.8%. Enter your pay to see your take-home pay in Iowa for 2026.
Paycheck calculator
Take-home pay, every 2 weeks
$1,639.92 a paycheck
$25 an hour is $52,000 a year before tax in Iowa, about $42,638 after tax ($3,553 a month) for a single filer working 40 hours a week in 2026.
- A year$42,638
- A month$3,553.15
- A paycheck$1,639.92
- An hour$20.50
Where your pay goes
- Take-home pay$42,63882%
- Federal income tax$4,0607.8%
- Social Security and Medicare$3,9787.7%
- Iowa taxes$1,3242.5%
Breakdown
| Gross pay | $2,000.00 |
|---|---|
| Federal income tax | −$156.15 |
| Social Security | −$124.00 |
| Medicare | −$29.00 |
| Iowa income tax | −$50.93 |
| Total taxes | −$360.08 |
| Take-home pay | $1,639.92 |
- Effective tax rate
- 18%
- Marginal tax rate
- 23.5%
- Federal bracket
- 12%
- Iowa bracket
- 3.8%
The marginal rate is the tax on your next dollar, all taxes included, measured over the next $1,000 of pay.
Compare all 50 states and DC
Take-home pay on $52,000 a year, filing single. State taxes include state payroll contributions; other local taxes are left out.
| State | A year | A month | State taxes | Difference |
|---|---|---|---|---|
| 1 | $43,962 | $3,664 | $0 | +$1,324 |
| 2 | $43,962 | $3,664 | $0 | +$1,324 |
| 3 | $43,962 | $3,664 | $0 | +$1,324 |
| 4 | $43,962 | $3,664 | $0 | +$1,324 |
| 5 | $43,962 | $3,664 | $0 | +$1,324 |
| 6 | $43,962 | $3,664 | $0 | +$1,324 |
| 7 | $43,962 | $3,664 | $0 | +$1,324 |
| 8 | $43,962 | $3,664 | $0 | +$1,324 |
| 9 | $43,702 | $3,642 | $260 | +$1,064 |
| 10 | $43,241 | $3,603 | $721 | +$603 |
| 11 | $43,065 | $3,589 | $898 | +$427 |
| 12 | $42,976 | $3,581 | $987 | +$338 |
| 13 | $42,830 | $3,569 | $1,132 | +$192 |
| 14 | $42,787 | $3,566 | $1,175 | +$149 |
| 15 | $42,684 | $3,557 | $1,278 | +$46 |
| 16 | $42,638 | $3,553 | $1,324 | Selected |
| 17 | $42,614 | $3,551 | $1,348 | −$24 |
| 18 | $42,597 | $3,550 | $1,365 | −$41 |
| 19 | $42,526 | $3,544 | $1,436 | −$112 |
| 20 | $42,484 | $3,540 | $1,478 | −$154 |
| 21 | $42,476 | $3,540 | $1,486 | −$162 |
| 22 | $42,458 | $3,538 | $1,505 | −$180 |
| 23 | $42,434 | $3,536 | $1,529 | −$204 |
| 24 | $42,396 | $3,533 | $1,566 | −$242 |
| 25 | $42,329 | $3,527 | $1,633 | −$309 |
| 26 | $42,314 | $3,526 | $1,648 | −$324 |
| 27 | $42,287 | $3,524 | $1,675 | −$351 |
| 28 | $42,275 | $3,523 | $1,687 | −$363 |
| 29 | $42,260 | $3,522 | $1,702 | −$378 |
| 30 | $42,228 | $3,519 | $1,734 | −$410 |
| 31 | $42,193 | $3,516 | $1,769 | −$445 |
| 32 | $42,175 | $3,515 | $1,787 | −$463 |
| 33 | $42,168 | $3,514 | $1,795 | −$470 |
| 34 | $42,154 | $3,513 | $1,808 | −$484 |
| 35 | $42,116 | $3,510 | $1,846 | −$522 |
| 36 | $42,057 | $3,505 | $1,905 | −$581 |
| 37 | $42,008 | $3,501 | $1,954 | −$630 |
| 38 | $42,003 | $3,500 | $1,959 | −$635 |
| 39 | $41,870 | $3,489 | $2,092 | −$768 |
| 40 | $41,860 | $3,488 | $2,102 | −$778 |
| 41 | $41,805 | $3,484 | $2,157 | −$833 |
| 42 | $41,803 | $3,484 | $2,159 | −$835 |
| 43 | $41,786 | $3,482 | $2,176 | −$852 |
| 44 | $41,721 | $3,477 | $2,241 | −$917 |
| 45 | $41,545 | $3,462 | $2,417 | −$1,093 |
| 46 | $41,533 | $3,461 | $2,429 | −$1,105 |
| 47 | $41,533 | $3,461 | $2,429 | −$1,105 |
| 48 | $41,495 | $3,458 | $2,467 | −$1,143 |
| 49 | $41,443 | $3,454 | $2,519 | −$1,195 |
| 50 | $40,405 | $3,367 | $3,557 | −$2,233 |
| 51 | $40,236 | $3,353 | $3,726 | −$2,402 |
How Iowa taxes your paycheck
Iowa taxes income at a flat 3.8%. It starts from federal taxable income, so the federal standard deduction applies, and gives a $40 personal credit ($80 for a joint return or head of household).
- You owe no Iowa tax if your income is $9,000 or less ($13,500 for a joint return or head of household).
- Some school districts add a surtax on Iowa tax when you file. It is not withheld from pay and is not included here.
More free tools for Iowa
More pay amounts in Iowa
Minimum wage
Hourly pay, 40 hours a week
- $15 an hour
- $16 an hour
- $17 an hour
- $18 an hour
- $19 an hour
- $20 an hour
- $22 an hour
- $25 an hour
- $28 an hour
- $30 an hour
- $35 an hour
- $40 an hour
- $45 an hour
- $50 an hour
- $60 an hour
Yearly salary
- $30,000 a year
- $40,000 a year
- $50,000 a year
- $60,000 a year
- $70,000 a year
- $75,000 a year
- $80,000 a year
- $90,000 a year
- $100,000 a year
- $120,000 a year
- $150,000 a year
- $200,000 a year
Other states
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
How this calculator works
- Your pay becomes a yearly amount. Hourly pay counts your hours a week for 52 weeks, so paid holidays and vacation count as worked weeks.
- Federal income tax uses the 2026 IRS brackets and standard deduction for your filing status: $16,100 single, $32,200 married filing jointly and $24,150 head of household. With a 2026 Form W-4 and nothing else filled in, this is what IRS Publication 15-T has your employer withhold over the year.
- Social Security is 6.2% of pay up to $184,500. Medicare is 1.45% of all pay, plus 0.9% on pay over $200,000.
- State income tax uses each state's 2026 brackets, standard deduction and personal exemptions for a full-year resident with no dependents. Required state payroll deductions, like paid family leave or disability insurance, are included.
- It assumes one job all year and no other income, credits or itemized deductions. Dependents and the Child Tax Credit are not included, so if you file as head of household or claim children on your Form W-4, your federal tax will usually be lower than shown. Your real paycheck can differ by a few dollars, because payroll rounds each paycheck and some states use their own withholding tables.
- Hours over 40 a week count at your regular rate. For time and a half, use the overtime calculator. A 401(k) is held to the 2026 IRS limit of $24,500; catch-up contributions at 50 and older are not included.
Common questions
How much is taken out of a paycheck in Iowa?
On $25 an hour, 40 hours a week, a single filer in Iowa pays about 18% of pay in taxes and keeps $42,638 a year, or $1,639.92 every 2 weeks. On a $60,000 salary it is 18.7%, leaving $48,762 a year.
What is the Iowa income tax rate in 2026?
Iowa taxes income at a flat 3.8%. It starts from federal taxable income, so the federal standard deduction applies, and gives a $40 personal credit ($80 for a joint return or head of household).
What are Social Security and Medicare taxes?
Together they are called FICA. In 2026 Social Security takes 6.2% of pay up to $184,500, and Medicare takes 1.45% of all pay, plus 0.9% on pay over $200,000. Your employer pays the same amount again.
Sources
Official 2026 figures, checked .
- IRS Rev. Proc. 2025-32, 2026 tax rates and standard deduction, October 9, 2025
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, December 2025
- IRS Publication 15 (2026), Employer's Tax Guide: Social Security, Medicare and Additional Medicare Tax, December 2025
- IRS, 401(k) limit increases to $24,500 for 2026, November 13, 2025
- SSA, 2026 Social Security wage base, October 24, 2025
- Iowa Department of Revenue, withholding formula effective January 1, 2026 (3.80%), November 2025
- Iowa Department of Revenue, 2025 IA 1040 instructions (personal credits, low-income exemption), December 2025