Paycheck calculator 2026: take-home pay by state
Your take-home pay is what is left after federal income tax, Social Security, Medicare and state taxes come out of your paycheck. Enter your pay to see it for any state in 2026.
Paycheck calculator
Take-home pay, every 2 weeks
$1,622.80 a paycheck
$25 an hour is $52,000 a year before tax in California, about $42,193 after tax ($3,516 a month) for a single filer working 40 hours a week in 2026.
- A year$42,193
- A month$3,516.08
- A paycheck$1,622.80
- An hour$20.29
Where your pay goes
- Take-home pay$42,19381.1%
- Federal income tax$4,0607.8%
- Social Security and Medicare$3,9787.7%
- California taxes$1,7693.4%
Breakdown
| Gross pay | $2,000.00 |
|---|---|
| Federal income tax | −$156.15 |
| Social Security | −$124.00 |
| Medicare | −$29.00 |
| California income tax | −$42.04 |
| California SDI (disability and paid family leave) | −$26.00 |
| Total taxes | −$377.20 |
| Take-home pay | $1,622.80 |
- Effective tax rate
- 18.9%
- Marginal tax rate
- 27%
- Federal bracket
- 12%
- California bracket
- 6%
The marginal rate is the tax on your next dollar, all taxes included, measured over the next $1,000 of pay.
Compare all 50 states and DC
Take-home pay on $52,000 a year, filing single. State taxes include state payroll contributions; other local taxes are left out.
| State | A year | A month | State taxes | Difference |
|---|---|---|---|---|
| 1 | $43,962 | $3,664 | $0 | +$1,769 |
| 2 | $43,962 | $3,664 | $0 | +$1,769 |
| 3 | $43,962 | $3,664 | $0 | +$1,769 |
| 4 | $43,962 | $3,664 | $0 | +$1,769 |
| 5 | $43,962 | $3,664 | $0 | +$1,769 |
| 6 | $43,962 | $3,664 | $0 | +$1,769 |
| 7 | $43,962 | $3,664 | $0 | +$1,769 |
| 8 | $43,962 | $3,664 | $0 | +$1,769 |
| 9 | $43,702 | $3,642 | $260 | +$1,509 |
| 10 | $43,241 | $3,603 | $721 | +$1,048 |
| 11 | $43,065 | $3,589 | $898 | +$872 |
| 12 | $42,976 | $3,581 | $987 | +$783 |
| 13 | $42,830 | $3,569 | $1,132 | +$637 |
| 14 | $42,787 | $3,566 | $1,175 | +$594 |
| 15 | $42,684 | $3,557 | $1,278 | +$491 |
| 16 | $42,638 | $3,553 | $1,324 | +$445 |
| 17 | $42,614 | $3,551 | $1,348 | +$421 |
| 18 | $42,597 | $3,550 | $1,365 | +$404 |
| 19 | $42,526 | $3,544 | $1,436 | +$333 |
| 20 | $42,484 | $3,540 | $1,478 | +$291 |
| 21 | $42,476 | $3,540 | $1,486 | +$283 |
| 22 | $42,458 | $3,538 | $1,505 | +$265 |
| 23 | $42,434 | $3,536 | $1,529 | +$241 |
| 24 | $42,396 | $3,533 | $1,566 | +$203 |
| 25 | $42,329 | $3,527 | $1,633 | +$136 |
| 26 | $42,314 | $3,526 | $1,648 | +$121 |
| 27 | $42,287 | $3,524 | $1,675 | +$94 |
| 28 | $42,275 | $3,523 | $1,687 | +$82 |
| 29 | $42,260 | $3,522 | $1,702 | +$67 |
| 30 | $42,228 | $3,519 | $1,734 | +$35 |
| 31 | $42,193 | $3,516 | $1,769 | Selected |
| 32 | $42,175 | $3,515 | $1,787 | −$18 |
| 33 | $42,168 | $3,514 | $1,795 | −$25 |
| 34 | $42,154 | $3,513 | $1,808 | −$39 |
| 35 | $42,116 | $3,510 | $1,846 | −$77 |
| 36 | $42,057 | $3,505 | $1,905 | −$136 |
| 37 | $42,008 | $3,501 | $1,954 | −$185 |
| 38 | $42,003 | $3,500 | $1,959 | −$190 |
| 39 | $41,870 | $3,489 | $2,092 | −$323 |
| 40 | $41,860 | $3,488 | $2,102 | −$333 |
| 41 | $41,805 | $3,484 | $2,157 | −$388 |
| 42 | $41,803 | $3,484 | $2,159 | −$390 |
| 43 | $41,786 | $3,482 | $2,176 | −$407 |
| 44 | $41,721 | $3,477 | $2,241 | −$472 |
| 45 | $41,545 | $3,462 | $2,417 | −$648 |
| 46 | $41,533 | $3,461 | $2,429 | −$660 |
| 47 | $41,533 | $3,461 | $2,429 | −$660 |
| 48 | $41,495 | $3,458 | $2,467 | −$698 |
| 49 | $41,443 | $3,454 | $2,519 | −$750 |
| 50 | $40,405 | $3,367 | $3,557 | −$1,788 |
| 51 | $40,236 | $3,353 | $3,726 | −$1,957 |
Paycheck calculator by state
- Alabama
- Alaskano income tax
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Floridano income tax
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevadano income tax
- New Hampshireno income tax
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakotano income tax
- Tennesseeno income tax
- Texasno income tax
- Utah
- Vermont
- Virginia
- Washingtonno income tax
- West Virginia
- Wisconsin
- Wyomingno income tax
How this calculator works
- Your pay becomes a yearly amount. Hourly pay counts your hours a week for 52 weeks, so paid holidays and vacation count as worked weeks.
- Federal income tax uses the 2026 IRS brackets and standard deduction for your filing status: $16,100 single, $32,200 married filing jointly and $24,150 head of household. With a 2026 Form W-4 and nothing else filled in, this is what IRS Publication 15-T has your employer withhold over the year.
- Social Security is 6.2% of pay up to $184,500. Medicare is 1.45% of all pay, plus 0.9% on pay over $200,000.
- State income tax uses each state's 2026 brackets, standard deduction and personal exemptions for a full-year resident with no dependents. Required state payroll deductions, like paid family leave or disability insurance, are included.
- It assumes one job all year and no other income, credits or itemized deductions. Dependents and the Child Tax Credit are not included, so if you file as head of household or claim children on your Form W-4, your federal tax will usually be lower than shown. Your real paycheck can differ by a few dollars, because payroll rounds each paycheck and some states use their own withholding tables.
- Hours over 40 a week count at your regular rate. For time and a half, use the overtime calculator. A 401(k) is held to the 2026 IRS limit of $24,500; catch-up contributions at 50 and older are not included.
Common questions
How do I calculate my take-home pay?
Start with your gross pay. Take off pre-tax deductions like a 401(k), then federal income tax, Social Security (6.2%), Medicare (1.45%) and your state's income tax and payroll deductions. What is left is your take-home pay. This calculator does every step for your state.
Which states have no income tax on wages?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wages. Washington and Alaska still have small required payroll deductions.
How much is $60,000 a year after taxes in 2026?
In a state with no income tax, like Texas, a single filer keeps about $50,390 of a $60,000 salary, or $1,938.08 every 2 weeks. States with an income tax take more; the table in the calculator ranks all 51.
What is the 2026 standard deduction?
$16,100 for single filers and married people filing separately, $32,200 for married couples filing jointly and $24,150 for heads of household.
What is the difference between effective and marginal tax rate?
Your effective rate is all the tax you pay divided by your pay. Your marginal rate is the tax on your next dollar. Under federal rules a raise is taxed only at your marginal rate, so it always leaves you with more. A few states have cliffs, where an exemption or credit ends at a set income: Maryland, Oregon, Illinois, New Jersey, Massachusetts, Ohio, New York and Connecticut. Right at one of those lines, a small raise can lower take-home pay slightly.
Sources
Official 2026 figures, checked .
- IRS Rev. Proc. 2025-32, 2026 tax rates and standard deduction, October 9, 2025
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods, December 2025
- IRS Publication 15 (2026), Employer's Tax Guide: Social Security, Medicare and Additional Medicare Tax, December 2025
- IRS, 401(k) limit increases to $24,500 for 2026, November 13, 2025
- SSA, 2026 Social Security wage base, October 24, 2025
Each state page lists the official sources for its state income tax and payroll deductions.