Spire America Holdings Inc

Top O' Michigan Insurance Solutions is a third generation insurance agency that was founded in 1974 with the goal of helping individuals, families, and businesses throughout Michigan protect what matters most. With multiple locations throughout Northern Michigan and 24/7 client access, we continue to serve thousands of clients throughout the Great Lakes States.

At Top O’ Michigan Insurance Solutions, we pride ourselves on using our skills to provide clients with competitive pricing, stability and understanding, and peace of mind. With eight locations throughout Michigan and 24/7 client access, our team is your 'expert buyer' of insurance for home, auto, farm, boat, motorcycle, business owners, workers compensation, bonds, life and health, employee benefits and more.

For the benefit of our clients, we are proud to be a partner of Keystone Insurers Group. As a Keystone partner and locally owned agency in our communities, we provide national resources that our locally sourced. We have a dedication to technology to improve workflows and efficiency in servicing our clients.

We have partnered with the top insurers to tailor the insurance solution right for you. Some of our partners include The Hanover Group (Citizens), Fremont, Frankenmuth, EMC, Nationwide, Liberty Mutual, AAA, Safeco, Central Insurance, Accident Fund, Retailers Insurance, Hartford and Travelers.

When it comes to insurance, it helps to work with an agency that has both the experience and capabilities to meet your needs.  As a locally owned independent insurance agency, our goal is to be the solution provider or choice in our communities.  We will help you manage and plan for your potential risks. As professionals, we assess your needs and offer you a variety of insurance products to choose from.  Service, whether it is in response to an insurance claim or general question, is the most important value we offer you.