About PayJoy
Finance for the next billion
- Industry
- Financial Services
- Company size
- 1,001-5,000 employees
- Headquarters
- San Francisco, California
- Founded
- 2015
- Company type
- Privately Held
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served nearly 20 million customers and lent nearly $4B across 9 countries while achieving solid profitability and growth.
Specialties
- Consumer Finance
- Mobile
- data science
- emerging markets
- nextbillion
- and access
Company locations
655 4th St, San Francisco, California 94107, US
Alcaldía Cuauhtemoc, Ciudad de México, MX
Avenida Paulista, São Paulo, SP, BR
William Nicol Drive & Wedgewood Link Road, Bryanston, Sandton, 2191, ZA
Calle 90 # 12 - 28, Bogotá, CO
Clayton, Ciudad del Saber, calle Winthrop, edificio 240, piso 2 oficina C, Panama City, PA
Manuel Olguín Av. – Santiago de Surco, Lima, PE
44F, Tower A, NEO Building, 6011 Shennan Avenue, Futian District, Shenzhen, 518048, CN
36th S & 11th Avenue, BGC, Taguig, Manila, 1634, PH
Locations listed on the company profile. These may include offices outside the United States, and not every location is hiring.
Business areas
- Emerging Markets
- Consumer Lending
- FinTech
- Financial Services
- Credit
- Mobile
On LinkedIn
- Followers
- 64,367
- People linked to this company
- 2,028
People who list this company on LinkedIn, not a verified employee count. Figures reflect the saved company profile.
Funding raised
585,950,000 USD
Total reported by Crunchbase, in US dollars. This is funding raised, not company revenue or valuation.
Explore the company
Employer category
Other employer
Estimated from the company profile. This category has not been confirmed by the employer.