NJ CURE

At CURE, we don’t need reform to do what’s right.

We believe that everyone deserves car insurance at a fair rate that is based primarily on their driving record. We strive to not only fulfill this mission, but also to educate the public in the process. Our not-for-profit model allows CURE to continually offer affordable car insurance to responsible drivers.

The voice of reason CURE is the voice for responsible drivers who have been discriminated against by other car insurers based on factors that shouldn't impact car insurance rates, such as education, occupation, and credit score. CURE leads the way as the solution for transforming the car insurance industry and removing income discriminating practices.

How CURE came to be During the 1980s, car insurers were reluctant to write car insurance due to low profitability and significant legislative constraints. In response to this crisis, Citizens United Reciprocal Exchange (CURE) was founded as a solution to the ailing car insurance industry.

We don't discriminate CURE cares mostly about how well you drive, so we refuse to adopt discriminatory income rating factors like education, occupation, and credit score that most other insurers use. Your car insurance rate should be based on how well you drive. Drive well!