HOMETOWN BANK NA

HomeTown Bank, N.A. is a commercial bank serving the cities of Galveston, Friendswood, League City, Alvin, and Pearland, Texas. The bank's business is oriented toward serving the financial needs of its customers, both personal and business. The community bank employs approximately 100 full time equivalent persons. HomeTown Bank received its national charter and began operations in 1966, originally as Bank of Galveston. The bank changed its name in 1999 to HomeTown Bank, National Association to reflect its expansion to serve cities other than Galveston. The bank's deposit accounts are insured under the Federal Deposit Insurance Act up to applicable limits. The bank is a member of the Federal Reserve System and the Federal Home Loan Bank. HomeTown Bank's broad range of business and personal banking services include mobile and online banking, and the bank is a member of the ATM networks offering worldwide access. Lending options include commercial real estate, construction and expansion loans, consumer installment loans, resident real estate and home improvement loans, HomeTown Bank has a long history of consist leadership on its board, with members who themselves have been highly successful in local businesses. As a community bank, HomeTown Bank focuses and prides itself in local decisions, local commitment and involvement, and local investment for the betterment of the municipalities in which we reside.