Join the First Heritage Mortgage Team
We’re just as committed to our employees as we are to our customers. As a growing leader in the mortgage industry, we are actively seeking creative, driven individuals to provide the highest level of service and forward-looking solutions.
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Position Overview
The Compliance Analyst supports the AVP of Compliance by serving as a liaison and assisting with various compliance-related tasks across the organization. This role is integral to ensuring that the company adheres to federal and state regulations in mortgage lending.
Job Responsibilities:
- Compliance Support: Act as a liaison for compliance matters, responding to inquiries and escalating when necessary.
- Inbox Monitoring: Collaborate with the compliance team to manage and respond to emails promptly.
- HMDA & QC Audits: Assist with Home Mortgage Disclosure Act (HMDA) processes and monthly audits with Lenderworks.
- Audit Tracking: Support prefund and post-close quality control audit responses and tracking.
- Vendor Management: Manage FHM’s Quality Control vendor review (10% of 10% requirements)
- Loan Pipeline Monitoring: Assist in the reviewing and monitoring of FHM pipeline of loans to ensure compliance with Federal and state regulations, including but not limited to, RESPA, ECOA, HPML, ATR/QM
- Alert Resolution: Help clear loan-level compliance alerts (e.g., Mavent).
- Training Development: Contribute to identifying and developing new training needs.
- Reporting & Communication: Run monthly reports and communicate findings and recommendations to management.
- Post-Closing Liaison: Serve as a bridge between lenders and investors for compliance issues.
- Assist with other Compliance projects and audits as requested
- Other duties as assigned.
Requirements
- Minimum 3 years mortgage lending operations or compliance experience (Conv, VA, FHA, USDA)
- Strong understanding of federal and state laws and regulations governing residential mortgage lending required
- Experience with Encompass360 preferred
- Experience with writing policy and procedures preferred
- Strong ability to work independently and as a team player
- Strong analytical, problem solving and decision-making skills to effectively resolve complex issues
- Strong attention to detail and excellent research abilities
- Demonstrate excellent written/verbal communications skills with all levels of the organization
- Superior customer service skills are a must
- Strong ability to organize, prioritize and multi-task
- Ability to think critically and respond to the time-sensitive needs of the client
- Initiative, drive, self-motivation, good judgement, and commitment to assuming roles of increasing responsibility
- Experience with MS Office and Excel
What’s In It For Me:
- Access to competitively priced, high-quality health care options through Aetna, MetLife and EyeMed, along with employer-paid Short Term and Long Term disability, basic life and AD&D insurance (including employee-paid life, Legal Resources, and Aflac supplemental options)
- Plan for the future by investing in a 401(K), with up to $4K employer match, invest even more with our Health Savings Account (HSA)
- Put your family first with Flexible Spending Account (FSA) for dependent care
- 12 weeks of paid maternity leave through our Short-Term Disability Plan
- Receive well-rounded wellness benefits, including free and low-cost mental health resources and support services through our Employee Assistance Program
- Rest and relax with Paid Time Off (increases with tenure)
- Protect yourself from identity theft or travel mishaps with our no-cost coverage
- Get access to your paycheck early with an advanced pay option through Dayforce Wallet