Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us in making healthcare work better for everyone through people-led, responsible AI while Caring. Connecting. Growing together.
Ready to launch your actuarial career while making a meaningful impact on the health and well-being of millions? At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities, and removing barriers to quality care. As an Actuarial Analyst, you'll apply analytical thinking, problem-solving skills, and actuarial techniques to help shape business decisions and improve healthcare outcomes.
This is more than an entry-level role. You'll work alongside experienced actuaries and business leaders on meaningful projects that influence strategy, financial performance, and the future of healthcare. From day one, you'll be challenged to think critically, leverage data to solve business problems, and develop the skills needed for a successful actuarial career.
Why Join Our Actuarial Development Program? Actuaries play a critical role in helping UnitedHealthcare make informed business decisions. Our actuarial teams support pricing, forecasting, reserving, financial planning, healthcare economics, data analytics, and risk management across a broad range of healthcare products and services.
As a Full-Time Actuarial Analyst, you'll gain hands-on experience while receiving support through a structured actuarial study program designed to help you progress toward professional credentials. You'll work with large datasets, build financial models, analyze healthcare trends, and partner with business leaders to deliver actionable insights. The variety of opportunities available across UnitedHealthcare allows analysts to develop broad business knowledge while building deep actuarial expertise.
What We Offer
- Competitive actuarial exam support program
- Paid study time and exam reimbursement
- Salary increases tied to exam progress
- Dedicated mentorship and professional development
- Exposure to senior leadership and business partners
- Networking opportunities across actuarial and finance organizations
- Career growth and rotational opportunities
- Meaningful work that impacts healthcare affordability, quality, and access
Areas of Focus
Depending on business need and placement, analysts may gain experience in:
- Pricing
- Reserving
- Forecasting
- Healthcare Economics
- Financial Modeling
- Risk Analysis
- Data Analytics
- Trend Analysis
- Product Development
- Healthcare Cost Management
- Value-Based Care Initiatives
- Strategic Finance
No matter where you're placed, you'll contribute to projects that help improve healthcare outcomes and support critical business decisions.
Primary Responsibilities:
As an Actuarial Analyst, you'll partner with actuaries, finance leaders, and business stakeholders to analyze data and deliver insights that drive business performance.
- Performing actuarial and financial analyses to support business initiatives
- Building, maintaining, and enhancing actuarial models and analytical tools
- Analyzing healthcare utilization, cost, and trend data
- Supporting pricing, forecasting, and risk management activities
- Conducting research and communicating findings to stakeholders
- Preparing reports, presentations, and business recommendations
- Supporting rate development and financial planning initiatives
- Collaborating with cross-functional teams across the organization
- Identifying opportunities to improve business performance through data-driven insights
- Contributing to projects that support strategic decision-making and business growth
You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- Currently in the final year of obtaining a bachelor's degree from an accredited college or university, or completed a bachelor's degree within the last 24 months
- Must be eligible to work in the U.S. without company sponsorship, now or in the future, for employment-based work authorization
Preferred Qualifications:
- Degree in:
- Actuarial Science
- Mathematics
- Statistics
- Economics
- Finance
- Data Analytics
- Accounting
- Other related quantitative fields
- Completion of one or more actuarial exams
- Minimum cumulative GPA of 3.0
- Exposure to SQL, SAS, R, Python, Power BI, or similar analytical tools
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you’ll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 - $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and help make the health system work better for everyone. Together, we are shaping the future of healthcare by harnessing technology and innovation to make care simpler to navigate, more affordable and more connected for the people we serve. We are committed to creating an inclusive workplace where everyone feels welcomed, valued, heard and respected, empowering people to bring their authentic selves to work and strengthening our collective impact through diverse talents, backgrounds, experiences and perspectives.
UnitedHealth Group and its affiliated brands are an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group and its affiliated brands are a drug-free workplace. Candidates are required to pass a drug test before beginning employment.