Mortgage Closer

At Space Coast Credit Union (SCCU), our members are at the heart of everything we do. Since 1951, we’ve been committed to delivering financial services founded on integrity and a people-first philosophy.

As a Mortgage Closer in our Baytree Headquarters Processing Department, you’ll represent SCCU and play a vital role in delivering exceptional quality service for members. You’ll prepare/transmit all approved loans originated through the Express Mortgages function and ensure a timely closing to exceed member expectations, while supporting the sales efforts of the Express Mortgages staff.

Why Join SCCU?

• Member-Focused Mission: Be part of a not-for-profit organization that reinvests in its members.
• Hybrid and Flexible Schedule Options: Available for select positions. This position is Hybrid with 2 days per week required in office.
• Career Growth: We prioritize internal promotions and offer on-the-job training.

Mortgage Closer Key Responsibilities

• Prepares and audits loan closing documents, ensuring accuracy and compliance with loan approval, investor guidelines, and regulations including TRID, RESPA, and TILA.
• Ensures approval stipulations and pre-closing conditions are met, and reviews asset documentation and final Closing Disclosures prior to closing.
• Coordinates closing details with title companies, attorneys, loan officers, processors, and applicants.
• Handles funding tasks, including reviewing signed closing packages, verifying accuracy, and disbursing funds when applicable.
• Manages a pipeline of 20-40 loan files while meeting contract closing dates and adhering to productivity and loan quality standards.
• Answers applicant questions about Closing Disclosures, loan documents, and escrow, and supports the Express Mortgages sales team with product and service materials.

Mortgage Closer Requirements

• 3-5 years of processing, closing, or banking experience required.
• Mortgage Closing or Mortgage Processing experience preferred, along with familiarity with TRID and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA).
• Associate degree or equivalent experience required.

Mortgage Closer Compensation

Starting Salary: $28.13- $29.79/hour or $58,510 - $61,963/year.

• Bonus Opportunity: Eligible for a 4% ONE SCCU Annual Bonus Potential.

SCCU Benefits

• Health & Wellness: Medical, dental, and vision insurance, plus an Employee Assistance Program.
• Financial Perks: 401(k) match (5%), HSA match, and SCCU-paid insurance (short/long-term disability, life insurance).
• Education Support: Tuition reimbursement after one year of service.
• Generous Time Off: 20+ days of PTO, birthday PTO, and 11 federal holidays.
• Exclusive Discounts: Lower rates on loans, credit cards, and no fee SCCU accounts!

Work Schedule

• Monday – Friday: 8:00 a.m. – 5:00 p.m.

About SCCU

Since 1951, Space Coast Credit Union (SCCU) has proudly served our community, growing to over 685,000 members and managing $9 billion in assets. With 67 branches spanning Florida’s east coast, we are the third-largest credit union in the state. In 2025, we expanded into Orange County to better serve the growing East Orlando market.

As a not-for-profit financial institution, SCCU is dedicated to putting our members first. Unlike traditional banks, we return profits to our members through better rates, lower fees, and enhanced services. While we offer the same financial products - like checking, savings, and loans - our focus remains on empowering our members and supporting their financial well-being. With local decision-making and a commitment to exceptional service, we strive to make a meaningful difference in the lives of those we serve.

At SCCU, we also prioritize our team members by fostering a supportive and collaborative environment that encourages career growth and development. As we continue to grow, we are seeking talented, member-focused professionals to join our team and help deliver innovative financial solutions and outstanding service.

I UNDERSTAND this application a legal document for purposes of your employment. Upon acceptance of an offer with SCCU, I UNDERSTAND that I will be required to complete background, employment verifications, and drug screening. I UNDERSTAND further that any misstatements or omissions in this application and pre-employment process can be considered falsification and will result in a decision not to hire me, or to discharge me if discovered after I am hired. I UNDERSTAND that the information requested regarding date of birth, race and sex is for the sole purpose of gathering the above information accurately, and will not be used to discriminate against me in violation of any law. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hired.

SCCU is a drug-free workplace. I understand that as a condition of my employment, I will be required to submit to any testing for the presence of drugs, and to submit to any procedure to assess my qualifications for employment. If hired, I ALSO AGREE that if I am hired, my employment is for no definite time and may be terminated at any time without prior notice.