Fraud Investigator/ AML Analyst

We are looking for an AML/KYC Analyst to support financial crime review activities for a long-term contract opportunity based in Phoenix, Arizona. In this role, you will examine customer and transaction activity, develop clear case findings, and help ensure regulatory reporting is completed accurately and on schedule. The position is well suited for an analytical individual with strong attention to detail who can balance detailed investigative work with strong risk awareness and effective communication across business partners.

This position offers hybrid flexibility and a monthly bonus after training.

Responsibilities:

• Conduct reviews of alerts and case files involving potential money laundering, fraud, sanctions concerns, or other suspicious external activity across assigned business areas.
• Prepare thorough investigative summaries, document supporting evidence, and move cases to resolution while maintaining quality standards and targeted turnaround times.
• Draft and complete Suspicious Activity Reports with accurate narratives and required details for regulatory or law enforcement submission.
• Communicate investigative findings to leadership and relevant partners, highlighting possible operational, regulatory, or compliance exposure.
• Collaborate with financial crimes teams and front-line stakeholders to gather information, clarify activity, and support timely case disposition.
• Contribute to investigative support efforts such as quality review, monitoring, training assistance, guidance development, and control enhancement feedback.
• Analyze customer due diligence and know-your-customer information to identify inconsistencies, unusual behavior, and emerging risk patterns.
• Use data analysis and research techniques to evaluate transactional trends, support ad hoc reviews, and strengthen case decisions.
• Bachelor’s degree required.
• At least 1 year of experience in AML, KYC, fraud investigations, risk management, compliance, or a related financial crimes function.
• Working knowledge of anti-money laundering principles, know-your-customer standards, and suspicious activity reporting practices.
• Ability to perform detailed financial and transactional analysis using large data sets and investigative research methods.
• Strong written communication skills with the ability to produce clear, accurate, and regulator-ready case documentation.
• Proficiency in ad hoc analysis, variance review, and data mining techniques to support investigative decision-making.
• Comfortable working in a high-volume environment with close attention to deadlines, accuracy, and quality expectations.