Credit Clerk

We are looking for a detail-oriented Credit Clerk to join a growing automotive finance organization in Fort Wayne, Indiana. This contract opportunity with potential for a permanent role is ideal for someone who enjoys reviewing financial documentation, ensuring compliance, and supporting both customers and dealership partners through the credit process. In this role, you will help maintain accurate application flow, assess deal quality, and contribute to a responsive, service-focused team environment.

The schedule is 10:00 a.m.–7:00 p.m., with Saturdays from 9:00 a.m.–5:00 p.m. Employees receive a weekday off when scheduled to work Saturday.

Responsibilities:

• Review vehicle finance and contract files to confirm accuracy, completeness, and alignment with company standards and applicable regulations.
• Examine applicant documentation, scoring details, and overall deal structure to support sound credit decisions and potential refinancing activity.
• Recalculate debt-to-income figures and evaluate financial information for consistency and accuracy.
• Process and classify credit applications within electronic systems while tracking each file from submission through final resolution.
• Monitor accounts for compliance requirements, including timely handling of adverse action and related credit documentation.
• Maintain regular communication with dealership teams to provide updates, resolve issues, and keep applications moving efficiently.
• Perform follow-up research and verification tasks on incoming deals to support quality control and risk awareness.
• Assist with additional departmental duties as assigned to support business needs and team objectives.
• At least 2 years of experience in lending, contract review, funding, or a related credit-focused environment.
• Ability to analyze financial information and perform calculations such as debt-to-income assessments.
• Working knowledge of credit application review, credit evaluation, and collections processes.
• Strong attention to detail with the ability to identify missing information, inconsistencies, and compliance concerns.
• Effective communication skills and the ability to collaborate with internal teams and external dealership partners.
• Proven ability to work independently, manage priorities, and stay productive with limited supervision.
• Sound judgment and problem-solving skills, especially when handling time-sensitive or unclear situations.