DE Underwriter

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• Position Overview The DE Underwriter will modify and approve initial stipulations from Underwriting Assistants. File appraisals, analyze data that was ordered by the Underwriting Assistants; modify and approve initial stipulations. Approve loan files to proceed.

Essential Job Functions · Underwrite FHA, VA, Fannie, Freddie, USDA, 203k mortgage loans · Review initial stipulations as assigned by supervisor · Review data provided by 4506T and Data Verify to ensure compliance and accuracy · Approve outstanding stipulations as they arrive and apply to appropriate files · Ensure files are completed in a timely manner · Ensure all files, stipulations and documents meet federal and state guidelines as well as FHA and/or conventional guidelines

Requirements

· Must have a valid CHUMS # · High school diploma or equivalent · Five years of mortgage industry experience · Knowledge of federal and state guidelines as they relate to the mortgage industry · Strong analytical abilities · Possession of strong organizational skills · Acute attention to detail · Proficient with Microsoft Office programs

NOTE: This job description is not intended to be all-inclusive. Employee may perform other duties as directed by management to meet the ongoing needs of the organization.