Business Lending Associate

Polish & Slavic Federal Credit Union is committed to supporting our employees’ overall wellbeing by providing valuable benefits. The credit union proudly offers a competitive benefits package, that includes: Medical, Vision and Dental Insurance, Retirement Plans, Life Insurance Plans, Tuition Reimbursement and Pet Insurance, among other benefits. We also have a generous Paid Time Off policy including Vacation, Personal and Sick Time, as well as, a Birthday Day off.

Core Responsibilities:

• Review newly submitted commercial loan applications for completeness.
• Prepare “needs list” for missing information and documentation.
• Obtain required financials for consideration of Member Business Loan requests.
• Analyze the credit request by performing appropriate financial analysis, as per policies and procedures.
• Prepare credit presentation for decision.
• Request quotes for appraisals and environmental reports.
• Obtain personal and business credit reports.
• Check for UCC filings using appropriate searches.
• Obtain necessary verifications including employment, proof of funds and loans.
• Ensure compliance with all policies, regulations and laws in fulfilling all aspects of job responsibilities.
• Maintain files in electronic and hard copy formats.
• Perform other duties as assigned by manager or as needed.

Requirements:

• Minimum 2 years experience in lending field, workflow organization and processing procedures.
• Comprehensive knowledge of commercial and business lending with completion of formal commercial loan analysis education on the evaluation of financial statements and tax returns, or prior work experience.

Pay: $22.02 - $27.03 per hour

AN EQUAL OPPORTUNITY EMPLOYER