VP Credit Analyst

Job Title: VP (Senior) Credit Analyst -

Summary: This position is a Temporary position. The candidate is targeting on the review and analysis of credit transactions and other general work.

Department/Team: Credit Approval

Responsibilities:

• Prepare credit reports with special attention on information integrity, analytical quality and credit merits.
• Joint due diligence vetting, structuring and analysis on potential transactions
• Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Head of the Consumer and Industrial team prior to CAC.
• Present and defend cases in the CAC and CMC, where applicable.
• Prepare approval form, including any conditions precedent ("Cr, or prerequisite) to the credit approval.
• Review GCMS entries accordingly
• Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items)
• Post disbursement - prepare, jointly with the RM, interim and scheduled annual review on a timely basis.
• Post disbursement - attend to all audit, loan review and regulatory requirements.
• Support Credit MIS including portfolio analysis and periodic reporting.
• Support credit policies, procedures, and training.
• Other requirements may arise as per the growth of the portfolio.

Education and Experience Requirements:

• BA; MBA/CFA/FRWCOA a plus
• 4 -7 years of U.S. Commercial credit risk management experiences

Skills and Knowledge:

• Demonstrated originations capability across multiple product lines.
• Experienced in task planning, delegation, progress monitoring and evaluation.
• Experienced in problem identification and solving.
• Experienced in handling and prioritizing multiple tasks.
• Familiar and experience with MS Office system (especially PPT, Excel, Word, etc.)
• Excellent communication and writing in a business environment.
• Detail oriented with ability to manage time appropriately.
• Great team player and self-starter.