Risk Advisor Associate

Your Career. Your Story. Let's Write the Next Chapter Together.

At Forth Insurance, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education.

What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future.

If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us.

Job Description

Develops and maintains client relationships through prospecting, risk discovery, and consultative insurance and risk management discussions. This role works closely with clients and internal partners to identify exposures, uncover coverage gaps, and support effective risk management solutions. Through practical experience, training, and mentorship, the Risk Advisor Associate builds the technical knowledge, business acumen, and advisory skills necessary to become a trusted risk advisor and consultant to clients.Core Responsibilities and Performance Expectations include the following.

• Develops and maintains trusted client relationships through proactive communication, responsiveness, and ongoing risk management discussions.
• Prospects and develops new business opportunities through networking, referrals, community involvement, and other growth activities.
• Conducts risk discovery conversations to understand client operations, exposures, strategic objectives, and insurance needs.
• Identifies coverage gaps, loss exposures, and risk management opportunities, recommending appropriate solutions based on client needs.
• Presents insurance and risk management recommendations that support informed client decision-making and long-term risk strategies.
• Obtains accurate underwriting and exposure information, including applications, supplemental documentation, and supporting materials required for successful placement.
• Coordinates with service and market teams to support placement activities, renewal planning, and effective client solutions.
• Supports client retention, account rounding, and cross-sell opportunities through ongoing relationship development and proactive service.
• Maintains accurate client records, activity tracking, and documentation within agency management and CRM systems.
• Monitors renewal schedules, market conditions, and client needs to identify opportunities for coverage enhancements and strategic planning.
• Collaborates with claims, service, and market resources to support client advocacy and resolution of service-related concerns.
• Participates in ongoing licensing, training, and professional development activities to build insurance knowledge, risk assessment capability, and advisory skills.

Supervisory Responsibilities This position has no direct supervisory responsibilities. The Risk Advisor Associate works in partnership with service and market team members to support client outcomes but does not have direct management authority over personnel.

Skills - To perform the job successfully, an individual should demonstrate the following skills:

Computer Skills To perform this job successfully, an individual should have knowledge of computer applications such as the Internet, Outlook, Microsoft Word and Microsoft Excel. Ability to use basic office machines.

Customer Service Skills Ability and judgment to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bancorp.

Other Skills and Abilities Knowledge of commercial coverages and forms and/or life, health, and benefits forms and coverages.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience A high school diploma or equivalent is required. Qualification for this role is based primarily on demonstrated capability in relationship building, communication, business development, problem-solving, and client service, along with a willingness to develop insurance and risk management expertise. Demonstrated ability to build trust, identify client needs, and manage multiple priorities is essential. College coursework in Insurance, Risk Management, Business, Finance, Sales, or a related field is preferred.

Certificates, Licenses, Registrations Property & Casualty and/or Life & Health insurance license required.

Physical Demands While performing the duties of this Job, the employee is regularly required to talk or hear. The employee is frequently required to stand; walk and sit. The employee is occasionally required to use hands to finger, handle, or feel; reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus.

Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position operates in a professional insurance environment and routinely uses standard office equipment and digital tools such as secure financial systems, computers, phones, photocopiers, and scanners. The role requires maintaining a high level of professionalism, confidentiality, and attention to detail in all interactions.

Work is typically performed both in a corporate office setting and in the field visiting clients. Expect a fast-paced, high-pressured, competitive atmosphere where rejection is likely, but the rewards are exceptional. This role requires travel.

This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bancorp or its subsidiaries (the Company) shall, in their discretion, modify or adjust the position to meet the Company’s changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Company’s sole discretion.

Our Hiring Process The following pre-employment screenings will be completed after a conditional offer of employment has been accepted:

• Criminal Background check
• Credit check
• Fingerprint check
• Drug Screen
• OFAC check
• Reference check
• Employment verification
• Education verification

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights