Sr. Credit Analyst

Requisition ID: 40489

Cheers to creating an incredible tomorrow!

At Molson Coors, we tackle big challenges and defy the status quo. With a proud legacy of excellence, an incredible portfolio of beer, seltzers, spirits, and non-alcohol brands, and a bold vision for our future... we’re on the path to transforming the beverage industry. That requires remarkable individuals who are curious, tenacious, and never afraid to fail forward.

We seek, value and respect everyone’s unique perspectives and experiences knowing that we are stronger together. We collaborate as a team and celebrate each other’s successes.

Here’s to crafting careers and creating new legacies.

Crafted Highlights:

In the role of Sr. Credit Analyst working in Milwaukee, WI, you will be part of the Global Business Services, Non-Alc team. You will help protect cash flow and working capital by monitoring credit exposure, payment trends, and customer performance. This role will also help to reduce the overdue receivables and improve DSO (Days Sales Outstanding), directly supporting working capital objectives. The Senior Credit Analyst will continuously monitor customer portfolios and identify early warning signs, allowing the organization to take proactive actions before issues impact revenue or profitability.

This position reports to Team Lead – Non-Alc and works closely with Sales, Customer Service, Treasury, and Accounts Receivable teams to balance risk management and business objectives. Prepare and present portfolio performance reports to senior management.

What You’ll Be Brewing:

• Most importantly, you will lead a team of 1 talented colleague and support their growth and development through career discussions and consistent one on one conversations.
• Analyze financial statements, credit reports, payment histories, and other relevant data to assess customer credit risk.
• Review and approve credit limits, payment terms, and account modifications within established authority levels.
• Develop, manage, and maintain risk rating methodologies and portfolio reporting
• Drive the process improvement initiatives to enhance credit evaluation and risk monitoring practices
• Lead collection efforts for high-risk and delinquent accounts by engaging directly with customers to secure payment commitments, resolve complex billing disputes, and reduce overdue balances. Monitor collection performance trends, escalate risks as appropriate, and implement targeted recovery strategies that improve cash flow, reduce DSO, and protect the company's financial interests while preserving strategic customer partnerships.

Key Ingredients:

• You are an authentic leader. You value and respect differences and believe everyone’s unique differences is the key to collaboration and a winning team culture.
• You have a bachelor’s degree in accounting/finance OR equivalent experience (4+ years).
• You have at least 5 years experience in Finance or Accounting.
• Proven experience managing collections activities, including direct customer engagement, resolving payment disputes, negotiating payment plans, and reducing delinquent receivables.
• Demonstrated ability to assess customer creditworthiness through analysis of financial statements, cash flow, liquidity, credit reports, and key financial metrics to make sound credit recommendations and manage portfolio risk.
• Proven experience leading collections activities, negotiating payment arrangements, resolving disputes, securing payment commitments, and reducing delinquent receivables while maintaining strong customer relationships.
• Ability to interpret complex financial and operational data, identify emerging risks and trends, and effectively communicate recommendations to customers, leadership, Sales, Finance, and cross-functional stakeholders.
• Proficiency in ERP systems (SAP preferred), Microsoft Excel, PowerBI, D&B, and reporting tools, with the ability to manage multiple priorities, drive process improvements, collaborate across functions, and operate independently in a fast-paced, growth-oriented environment.
• You exhibit our core values

Beverage Bonuses:

• Flexible work programs that support work life balance including a hybrid work model of 4 days in the office
• Participation in our Total Rewards program with a competitive base salary, incentive plans, parental leave, health, dental, vision, retirement plan options with incredible employer match, generous paid time off plans, an engaging Wellness Program, and an Employee Assistance Program (EAP) with amazing resources
• On site Pub, access to cool brand clothing and swag, top events and, of course... free beer and beverages!
• We care about our People and Planet and have challenged ourselves with stretch goals around our key priorities
• We care about our communities, and play our part to make a difference – from charitable donations to hitting the streets together to build parks, giving back to the community is part of our culture and who we are
• Engagement with a variety of Business Resource Groups, which can provide volunteer opportunities, leadership experience, and networking through the organization
• Ability to grow and develop your career centered around our First Choice Learning opportunities
• Work within a fast paced and innovative company, meeting passionate colleagues and partners with diverse backgrounds and experiences

Molson Coors is an equal opportunity employer. We invite applications from candidates of all backgrounds, race, color, religion, sex, national origin, age, disability, veteran status or any other characteristic. If you have a disability and believe you need a reasonable accommodation during the application or recruitment processes, please e-mail jobs@molsoncoors.com.

Pay and Benefits:

At Molson Coors, we’re committed to paying people fairly and equitably for the work they do.

Job Posting Total Rewards Offerings: $72,500.00 - $95,100.00 (posting salary range) + 10% target short term incentive + $11,000 on average spent on benefits per employee, including but not limited to health, dental, vision, retirement with above market employer match, wellness incentives and EAP + paid time off (including holidays, vacation days and sick days).

The posting range provided above for salary is what we, in good faith, believe we would pay for this role at the time of this posting. We ultimately pay based on a number of non-discriminatory factors that inform pay decisions including but not limited to the required work location, previous work experience, skill set and internal equity.