Loan Specialist/ Loan Officer

Company Description Mindlance is a national recruiting company which partners with many of the leading employers across the country. Feel free to check us out at http://www.mindlance.com.

Job Description

Each Guardian Mortgage Loan Officer brings happiness and security to our clients by matching them to financially successful home mortgage loans in a timely, accurate and complaint manner.

• Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing.
• Complete mortgage applications using GMC loan product system, including initial Mortgage policy and government regulations.
• Maintain in good standing all Loan Officer Licenses in State(s) for which Loan Officer is authorized to conduct business and performs services.
• Pre-Qualify potential borrowers according to policies and procedures and applicable law, collect and analyze each applicant’s financial information and assess financial circumstances to determine whether applicant and property qualify for a particular loan.
• Assist potential borrowers in identifying and securing a mortgage loan appropriate for individual financial circumstances.
• Make inquiries of verified and documented information with respect to applicant’s income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of the property.
• Advise potential borrowers of risks/benefits of loan alternatives, including options & variables. Obtain and present loan options for each type of loan transaction the potential borrower has expressed interest (e.g., a fixed-rate loan, adjustable rate loan, etc.).
• Maintain high level knowledge of changes in market conditions, loan products & variations, and compliance.
• Consistently hit ongoing deadlines regarding loan originations, etc.
• Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state/federal law and regulation.
• Other duties as assigned.

Additional Information For any queries or to discuss this opportunity in detail please call me back on 732 201 6656