Sr. Associate, Actuarial Product Specifications

Alternate Locations: Hartford, CT (Connecticut); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania)

Work Arrangement:

Hybrid : Employee will work 3 days a week in a Lincoln office

Relocation assistance: is not available for this opportunity.

Requisition #: 76902

The Role at a Glance

We are excited to bring on a Sr. Associate, Actuarial Product Specifications to support the Life Product business in a hybrid environment. We are open to candidates in any of the Lincoln key cities with preferred locations in Hartford, CT or Greensboro, NC.

Background Details As a Sr. Associate, Actuarial Product Specifications, you will help bring life insurance products, riders and enhancements from design through implementation. You’ll serve as an important connection between product and pricing actuaries and business partners, translating actuarial, regulatory and business requirements into clear, accurate product specifications. You’ll apply your knowledge of actuarial concepts and applicable regulations, including IRC Section 7702, to understand their impact on product features, calculations and specifications. Through collaboration with actuarial, legal, compliance, operations, administration and technology, you’ll help ensure product intent and requirements are consistently understood and implemented. If you enjoy combining analytical thinking, technical detail and cross-functional collaboration to bring products to life, please read on!

What you'll be doing

• You will serve as a bridge between the team and pricing/product actuaries, providing technical and actuarial support during product development and implementation initiatives.
• You will develop and maintain product specifications using established standards and guidelines to support new products and changes to existing products.
• You will review product specifications for completeness, consistency, accuracy, and alignment with actuarial intent and identify issues requiring further review or resolution.
• You will advise stakeholders on product design decisions, calculation methodologies, and downstream impacts.
• You will provide actuarial input to support the development of product specifications, contract language, and related product documentation.
• You will develop an understanding of applicable regulatory requirements, including IRC Section 7702, and interpret and apply those requirements to life insurance product features and specifications.
• You will apply established guidelines to address challenging but non-complex specification issues and escalate matters requiring additional expertise.
• You will collaborate with actuarial, legal, compliance, operations, administration, and technology partners to support consistent interpretation of product requirements.
• You will support the translation of actuarial and business requirements into clear product specifications for implementation by internal and external stakeholders.
• You will assist with product development and implementation activities for life insurance products, riders, and product enhancements.
• You will explain product specifications, requirements, and established practices to stakeholders to support understanding and consistent execution.

What we’re looking for

• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)
• 1+ Years actuarial experience or has passed three (3) actuarial exams
• Excellent organizational skills with the ability to prioritize workload and multitask while maintaining strict attention to detail
• Remains current in procession and industry trends, including regulations
• Ability to evaluate information and data trends, solve challenging but non-complex problems, apply sound judgment to draw conclusions and act effectively in situations with limited standardization
• Effectively and responsibly uses AI tools in daily work, validates AI-generated outputs, and identifies opportunities to improve productivity, decision making, and outcomes for themselves, colleagues, and the organization
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)

Application Deadline

Applications for this position will be accepted through November 30, 2026, subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you:

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes

• Leadership development and virtual training opportunities

• PTO/parental leave

• Competitive 401K and employee benefits

• Free financial counseling, health coaching and employee assistance program

• Tuition assistance program

• Work arrangements that work for you

• Effective productivity/technology tools and training

The pay range for this position is $66,750 - $106,800 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

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Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling (866) 922-6543.

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