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JPMorgan Chase

Java Backend Software Engineer III

Chicago, IL, United States

Base Pay/Salary Chicago,IL $114,000.00-$155,000.00

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Job details

Pay: Base Pay/Salary Chicago,IL $114,000.00-$155,000.00
Experience: Formal training or certification on software engineering concepts and 3+ years applied experience
Posting language: English
Posted: Aug 1, 2026

Original job description

Java Backend Software Engineer III

Chicago, IL, United States

Job Information

Job Identification 210760693
Job Category Software Engineering
Business Unit Consumer & Community Banking
Posting Date 11/04/2026, 07:06 PM
Locations 10 S Dearborn St, Chicago, IL, 60603, US
Job Schedule Full time
Job Shift Day
Base Pay/Salary Chicago,IL $114,000.00-$155,000.00

Job Description

At JPMorganChase, your engineering work powers the digital experiences that millions of customers depend on every day. As part of our Consumer & Community Banking technology team in Chicago, you will design and build scalable backend systems using modern technologies including Java, Spring Boot, Kubernetes, and Kafka - while growing your career alongside some of the best engineers in the industry. This is your opportunity to make a meaningful impact at global scale while working in a collaborative, innovation-driven environment.

As a Software Engineer III at JPMorganChase within Consumer & Community Banking, Digital Communication, you serve as a seasoned member of an agile team to design and deliver trusted, market-leading technology products in a secure, stable, and scalable way. You are responsible for carrying out critical technology solutions across multiple technical areas within various business functions in support of the firm's business objectives. In this role, you will build and maintain high-throughput Java and Spring Boot backend services, leveraging Kafka for event-driven communication and Kubernetes for container orchestration, while managing data across distributed and relational platforms including Cassandra, CockroachDB, Oracle, and PostgreSQL. You will bring technical depth and a collaborative mindset to a team that values engineering excellence, operational rigor, and continuous improvement.

Job responsibilities

Executes software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
Creates secure and high-quality production code and maintains algorithms that run synchronously with appropriate systems, with a focus on Java and Spring Boot backend services
Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity across complex deliverables (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards; contributes learnings and reusable patterns to improve broader team effectiveness
Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
Produces architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code development
Designs and implements event-driven microservices using Kafka to support real-time digital communication workflows at enterprise scale
Manages and optimizes data access patterns across distributed databases (Cassandra, CockroachDB) and relational databases (Oracle, PostgreSQL) to ensure performance, reliability, and data integrity
Gathers, analyzes, synthesizes, and develops visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
Proactively identifies hidden problems and patterns in data and uses these insights to drive improvements to coding hygiene and system architecture
Deploys and manages containerized backend services on Kubernetes, ensuring high availability, scalability, and operational resilience in production environments

Required qualifications, capabilities, and skills

Formal training or certification on software engineering concepts and 3+ years applied experience
Hands-on practical experience in system design, application development, testing, and operational stability
Experience in developing, debugging, and maintaining code in a large corporate environment using Java and Spring Boot as primary backend development technologies
Hands-on experience with event-driven architecture and messaging platforms, including Kafka, for building real-time, high-throughput backend systems
Experience building and operating high-throughput platforms processing billions of Kafka events, ensuring low-latency, fault-tolerant, and scalable event-driven pipelines
Experience deploying and managing containerized applications using Kubernetes in a production environment
Experience designing and building backend services for digital communication platforms such as messaging, notifications, or customer engagement systems
Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices
Proficiency with AI coding tools (e.g., Claude Code, co-pilot, Codex) across the full software development lifecycle - design, code generation, testing, monitoring, and release.
Experience designing agentic systems with robust guardrails, ensuring safe, reliable, and predictable model behavior.

Preferred qualifications, capabilities, and skills

Familiarity with service mesh technologies, API gateway patterns, and microservices design principles in a large-scale enterprise environment
Experience with cloud-native infrastructure and deployment pipelines supporting containerized Java workloads
Familiarity with observability practices including logging, monitoring, alerting, and incident response in production systems
Experience with performance tuning across both distributed and relational database environments at high transaction volumes
Hands-on experience working with distributed databases such as Cassandra or CockroachDB and relational databases such as Oracle and PostgreSQL, including query optimization and schema design

About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs (https://careers.jpmorgan.com/us/en/how-we-hire/faqs) for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

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