Software Engineer III (Java)

We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.

As a Software Engineer III at JPMorganChase within the Payments Technology division, you serve as a seasoned member of an agile team to design and deliver trusted market-leading technology products in a secure, stable, and scalable way. You are responsible for carrying out critical technology solutions across multiple technical areas within various business functions in support of the firm’s business objectives.

Job responsibilities

• Executes standard software solution, design, development, and technical troubleshooting
• Writes secure and high-quality code using the syntax of at least one programming language with limited guidance
• Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards.
• Designs, develops, codes, and troubleshoots with consideration of upstream and downstream systems and technical implications
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
• Applies technical troubleshooting to breakdown solutions and solve technical problems of basic complexity
• Gathers, analyzes, and draws conclusions from large, diverse data sets to identify problems and contribute to decision-making in service of secure, stable application development
• Learns and applies system processes, methodologies, and skills for the development of secure, stable code and systems

Required qualifications, capabilities, and skills

• Formal training or certification on software engineering concepts and 3+ years applied experience
• Demonstrated ability to code in Java, Spring
• Working knowledge of using enterprise-authorized AI capabilities within the work environment to support software engineering workflows with strong validation habits and awareness of data sensitivity.
• Ability to use AI coding assistants, prompting, skills, MCPs. Ability to review and validate AI-assisted code and technical recommendations before use, escalating when uncertain and following security and data handling requirements. Awareness of tokens/context windows and how LLMs work.
• Ability to work in large, collaborative teams to achieve organizational goals, with a passion to build an inclusive and innovative culture
• Understanding of software skills such as business analysis, development, maintenance, and software improvement
• Proficiency in developmental toolsets
• Object-oriented design & basic design principles - encapsulation, interfaces, SOLID awareness, simple patterns
• Version control (Git) - branching, pull requests, rebasing/merging, resolving conflicts.

Preferred qualifications, capabilities, and skills

• Exposure to cloud technologies
• Containers basics - Docker fundamentals, images vs containers.
• CI/CD basics - what pipelines do, how to debug
• Observability basics - logging, metrics
• HTTP & REST fundamentals – JSON, status codes, auth basics, pagination, idempotency
• Proficiency in database skills - SQL basics (joins, indexes at a high level), ORMs, data modeling fundamentals
• AWS DBs a plus (Aurora/RDS)
• Security basics - input validation, secrets handling, least privilege, common vulnerabilities. OWASP awareness is a plus

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans