Jobs in the United States

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Added 3 mins ago
RF Digital Circuit Engineer
SAIC
Crane, IN
SAIC is seeking an experienced RF and Digital Circuit Engineer to support the design, development, integration, testing, troubleshooting, and sustainment of complex electronic systems in…
Added 4 mins ago
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Staff Engineer, Firmware & Embedded Software
Carrier
Indianapolis, IN
- $96,000 to $192,000 USD / year
The Staff Engineer is a technical expert responsible for leading the embedded design, development, and optimization of embedded software for our next-generation air-conditioner products.
Added 4 mins ago
LillyDirect Pharmacy Master Data Technical Lead
Lilly
Indianapolis, IN
Design how data subject requests (for example access and deletion) are carried out across profile data and downstream systems, so requests are honored consistently and can be evidenced.
Added 4 mins ago
LillyDirect Pharmacy Data Engineer
Lilly
Indianapolis, IN
As a Data Engineer for Master Data, you will be responsible for designing, developing, and maintaining the data solutions that ensure the availability, quality, and integrity of data for…
Added 4 mins ago
Principal CSV Engineer - Automation Engineering
Lilly
Indianapolis, IN · Lebanon, IN
This role will work as a member of the Automation Engineering Department at Eli Lilly, Foundry. The engineer will serve as a technical subject matter expert, providing automation support…
Added 4 mins ago
EG
Staff AI & Data Engineer – Databricks
Eliassen Group
Indianapolis, IN
- $80 to $90 USD / hour
Our client is seeking a highly experienced Staff AI & Data Engineer to design and build enterprise-grade data and AI solutions on Databricks. This hands-on role focuses on strengthening the…
Added 10 mins ago
Staff Research Engineer, Expressive Motion and Believability, DeepMind
DeepMind
San Francisco, CA · Mountain View, CA
As a Research Engineer on the Companion Robots team, you will train expressive, emotionally legible motion - including gait, gaze, posture, and gesture that change visibly with the robot's…
Added 20 mins ago
Ordinance Engineer Sr
Lockheed Martin
Courtland, AL
Ability to collaborate effectively with adjacent fields (systems engineering, electronics, stress/thermal analysis, configuration management, production, test, quality…)
Added 20 mins ago
Associate Project Coordinator (local only)
Kratos Defense & Security Solutions, Inc.
Birmingham, AL
Perform editorial review of project and other documents to improve quality of submittals.
Added 21 mins ago
Lead, Chief Engineer
L3Harris
Huntsville, AL
L3Harris’ Missile Solutions Segment is seeking a Chief Engineer with expertise in the development of missile systems and/or missile propulsion systems. This individual will be responsible…
Added 21 mins ago
Senior Principal Test Engineer
Northrop Grumman
Huntsville, AL
Northrop Grumman Defense Systems is seeking to hire a Senior Principal Test Engineer . This position will be located in Huntsville, AL supporting Advanced Programs .
Added 21 mins ago
Sr. Specialist, Quality Engineering
L3Harris
Huntsville, AL
Job Title: Sr. Specialist, Tooling Quality Engineer
Added 21 mins ago
Principal/ Sr Principal Mission Assurance Engineer
Northrop Grumman
Huntsville, AL
Northrop Grumman Defense Systems is seeking a Principal/Sr. Principal Mission Assurance Engineer to support the SLCM-N Program Quality & Mission Assurance Team in Huntsville, AL. This role…
Added 21 mins ago
Senior Materials and Process Engineer
Leidos
Huntsville, AL
Experience with process / procedural controls and quality systems
Added 21 mins ago
Machine Learning Engineer - Mid
SOS International LLC
Huntsville, AL
The ideal candidate has practical experience developing machine learning models, writing production-quality Python, and integrating models into established software systems. Candidates…
Added 21 mins ago
IFPC Principal Mechanical Engineer
Leidos
Huntsville, AL
Leidos’ Defense Systems is seeking a talented Principal Mechanical Engineer to support the Indirect Fire Protection Capability (IFPC Inc 2) Program. In this role, you will help develop the…
Added 21 mins ago
Senior Manufacturing Engineer, Welding and Automation - Leeds, AL
Hubbell Incorporated
Leeds, AL
The Senior Manufacturing Engineer is a leadership role responsible for designing, developing, and improving manufacturing processes, systems, and methods to optimize production and enhance…
Added 21 mins ago
EG
Staff AI & Data Engineer – Databricks
Eliassen Group
Montgomery, AL
- $80 to $90 USD / hour
Our client is seeking a highly experienced Staff AI & Data Engineer to design and build enterprise-grade data and AI solutions on Databricks. This hands-on role focuses on strengthening the…
Added 22 mins ago
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Electrical Design Engineer
GPAC
Needham, MA
- $90,000 to $125,000 USD / year
Product Development: Design and develop electrical schematics, control systems, wiring harnesses, and printed circuit board (PCB) layouts.
Added 22 mins ago
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Electrical Design Engineer
GPAC
Newton, MA
- $90,000 to $125,000 USD / year
Product Development: Design and develop electrical schematics, control systems, wiring harnesses, and printed circuit board (PCB) layouts.
Added 22 mins ago
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Electrical Design Engineer
GPAC
Cambridge, MA
- $90,000 to $125,000 USD / year
Product Development: Design and develop electrical schematics, control systems, wiring harnesses, and printed circuit board (PCB) layouts.
Added 22 mins ago
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Electrical Design Engineer
GPAC
Somerville, MA
- $90,000 to $125,000 USD / year
Product Development: Design and develop electrical schematics, control systems, wiring harnesses, and printed circuit board (PCB) layouts.
Added 22 mins ago
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Electrical Design Engineer
GPAC
Quincy, MA
- $90,000 to $125,000 USD / year
Product Development: Design and develop electrical schematics, control systems, wiring harnesses, and printed circuit board (PCB) layouts.
Added 22 mins ago
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Electrical Design Engineer
GPAC
Woburn, MA
- $90,000 to $125,000 USD / year
Product Development: Design and develop electrical schematics, control systems, wiring harnesses, and printed circuit board (PCB) layouts.
Added 22 mins ago
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Electrical Design Engineer
GPAC
Brookline, MA
- $90,000 to $125,000 USD / year
Product Development: Design and develop electrical schematics, control systems, wiring harnesses, and printed circuit board (PCB) layouts.

January

Senior Software Engineer

New York, NY, United States

$210,000 to $243,500 USD / year

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Job details

Pay: $210,000 to $243,500 USD / year
Experience: 5+ years of professional software development experience.
Posting language: English
Posted: Nov 4, 2026

Original job description

Collections today works like an emergency room. The doctors carry too many patients, everyone arrives at their worst moment, and nobody has their chart. We're making it primary care. January personalizes interactions and optimizes decisions across every stage of consumer credit. We started in the hardest, most broken stage, because if it works there it works anywhere.

Most consumers want to pay what they owe. They want a way out, not a break. We've serviced over $20 billion in debt across more than 20 million consumers. We see more people with charged-off loans each year than all but the top five US banks. Those consumers rate us about 50% higher than the banks that lent them the money. Creditors net over 30% more because we collect more and charge less.

Most AI strips the human out of the work. We use it to make someone's hardest financial moment more human. The more human we make it, the more people recover. Now we're moving upstream, catching people before they default and building across every stage of the consumer credit lifecycle. The consumer in collections today is the consumer who gets approved tomorrow.

ABOUT THE ROLE

We are hiring Senior Software Engineers to help shape the future of January’s platform. Instead of applying to individual teams, you will apply once and we will work together during the process to find the team where your skills and interests will make the biggest impact.

Senior Engineers at January do more than write code. They own product outcomes, set technical direction, and mentor others while building systems that directly improve the financial lives of millions.

Current teams hiring include:

Consumer Conversion – Turns engaged borrowers into resolved debts through the portal, chatbot, settlements UX, payment plans, and retention flows, building personalized paths that remove friction and adapt to each borrower's financial reality.
Consumer Voice – Builds the voice AI agents borrowers talk to, and the platform every AI product at January runs on.
Compliance & Money Ops – Moves and accounts for every dollar January collects, and turns debt collection law into code other teams build on, processing millions of dollars safely between consumers, January, and clients.

WHAT YOU'LL WORK ON

Design and implement scalable systems that serve millions of borrowers and financial partners.
Contribute to architecture and roadmap planning, influencing the direction of core projects.
Lead by example through engineering excellence, best practices, and high code quality.
Mentor junior engineers, helping grow the team’s skills and capabilities.
Collaborate cross-functionally with Product, Design, and Operations to deliver meaningful solutions.
Propose and iterate on organization-wide engineering processes, with the help of other senior leaders.

WHAT WE NEED:

5+ years of professional software development experience.
Strong technical expertise (we use Python, React, Postgres, AWS, but welcome diverse backgrounds and teach these technologies).
Experience building and maintaining production-grade systems at scale.
A product-oriented mindset. You care about the impact of your work on users and the business, not just the code.
Strong collaboration skills and the ability to work in a fast-paced, dynamic environment.

HOW WE WORK

Decentralization beats control. The best calls get made by the people closest to them, not routed up a chain. You'll set the standards that let the team decide without you in the room.
Speed beats perfection. You run tight loops, act at 70% on reversible calls and adjust as you learn. Fast loops beat slow ones.
Candor beats comfort. You'd rather hear a hard truth early than a polite sidestep that wastes everyone's time.
Writing beats the average meeting. Clarity scales.
AI runs through everything here. We built our own code reviewer that beats the alternatives. Our voice AI handles most inbound calls with zero hallucinated payments. Engineers ship 3-4x the PRs they used to. You'll push it further into the work than almost any company you've worked at.
We operate at every altitude. No one here lives only on Mount Olympus, not even the leaders. We get into the trenches to learn the ground truth, then refine our information flows so ground truth climbs as fast as direction comes down.
We build in person, at least three days a week in our office in Nolita, with a growing group coming in every day. Random run-ins cross-pollinate ideas. Face time builds trust no thread can. Building alongside people makes work far more fun.

As a New York City-based company, we are dedicated to transparent, fair, and equitable compensation practices that reflect our commitment to fostering an environment where all team members are valued and supported. We encourage individuals from all backgrounds to apply.

We are an equal opportunity employer committed to diversity and inclusion in the workplace. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, age, veteran status, or any other legally protected characteristic.

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