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Commercial Specialist
AutoZone
Cutlerville, MI
As a Commercial Specialist, you’ll be a key player in AutoZone’s commercial sales and service operations. You’ll drive WOW! customer service, increase commercial sales, and ensure smooth…
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Commercial Specialist
AutoZone
Jenison, MI
As a Commercial Specialist, you’ll be a key player in AutoZone’s commercial sales and service operations. You’ll drive WOW! customer service, increase commercial sales, and ensure smooth…
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Part Sales Manager – Part Time
AutoZone
Muskego, WI
- Part-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Part Sales Manager – Part Time
AutoZone
Allegan, MI
- Part-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Part Sales Manager – Full Time
AutoZone
Bridgeport, WV
- Full-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Part Sales Manager – Part Time
AutoZone
Naples, FL
- Part-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Part Sales Manager – Full Time
AutoZone
Naples, FL
- Full-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Part Sales Manager – Part Time
AutoZone
Mcdonough, GA · McDonough, GA
- Part-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Part Sales Manager – Full Time
AutoZone
Mcdonough, GA · McDonough, GA
- Full-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Part Sales Manager – Part Time
AutoZone
Chicago, IL
- Part-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Commercial Specialist
AutoZone
Wyoming, MI · MI
As a Commercial Specialist, you’ll be a key player in AutoZone’s commercial sales and service operations. You’ll drive WOW! customer service, increase commercial sales, and ensure smooth…
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Part Sales Manager – Full Time
AutoZone
Cicero, IL
- Full-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Commercial Specialist
AutoZone
Lanoka Harbor, NJ · Forked River, NJ
As a Commercial Specialist, you’ll be a key player in AutoZone’s commercial sales and service operations. You’ll drive WOW! customer service, increase commercial sales, and ensure smooth…
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Part Sales Manager – Full Time
AutoZone
Toms River, NJ
- Full-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Shift Manager 39321
Pizza Hut
Houston, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…
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Part Sales Manager – Full Time
AutoZone
Toms River, NJ
- Full-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Shift Manager 39320
Pizza Hut
Houston, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…
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Shift Manager 39319
Pizza Hut
San Antonio, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…
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Part Sales Manager – Full Time
AutoZone
Brick, NJ
- Full-time
AutoZone’s Store Management team drives store performance, fosters a productive team, and ensures exceptional customer service. Managers and MITs play a key leadership role, expected to…
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Shift Manager 39318
Pizza Hut
Socorro, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…
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Shift Manager 39316
Pizza Hut
LaVernia, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…
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Shift Manager 39315
Pizza Hut
Devine, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…
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Shift Manager 39314
Pizza Hut
Dickinson, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…
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Shift Manager 39313
Pizza Hut
Houston, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…
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Shift Manager 39312
Pizza Hut
League City, TX
Ayvaz Pizza (Franchisee of Pizza Hut) is hiring Restaurant Shift Manager, who will be responsible for assisting with the daily operations of the restaurant. The Shift Manager assists with…

Hilltop Holdings

Credit Analyst - Banker Development Program

McAllen, TX, United States

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Job details

Education: Bachelor’s degree
Posting language: English
Posted: Nov 4, 2026

Original job description

PlainsCapital Bank is seeking motivated individuals to join our Commercial Banking team as a Credit Analyst through our Commercial Banking Development Program, a full-time, post-graduate program beginning in Summer 2027. This entry-level position offers a unique opportunity to gain hands-on experience while participating in an internal development program designed to prepare you for a long-term career in commercial banking. Through the development program, you will receive structured training and career development across key areas of the bank, positioning you for future roles as a relationship manager, portfolio manager, or continued advancement as a credit analyst. Successful participants in the program typically advance within two to three years, making this an ideal opportunity for individuals seeking a dynamic and rewarding career in commercial banking.

During the program, participants work as a Credit Analyst and play a critical role in evaluating the financial health and creditworthiness of commercial clients. This position involves analyzing financial statements, assessing risk, and preparing detailed analyses to support sound lending decisions. As a working Credit Analyst, you will collaborate closely with relationship managers, lending leadership, and credit officers to ensure credit proposals align with the bank’s risk appetite and regulatory standards.

Analyzes financial statements and performance across varying levels of quality to develop an initial assessment, highlighting strengths and potential risk areas in the borrower’s historical operating performance.
Prepares written analyses which include:
credit investigation of the borrower and guarantors;
economic and market conditions impacting the company, its industry, and geographic market;
in-depth historical and projected financial and cash flow analysis, including engaging with the borrower’s finance team to clarify accounting practices and ensure accurate interpretation;
in-depth analysis of the secondary sources of repayment such as collateral;
in-depth analysis of a guarantor’s financial position;
identifies strengths and vulnerabilities in the borrower’s financial and operational profile.
Maintains a broad understanding of industry and economic trends by gathering and analyzing relevant data from diverse sources - including borrower conversations, market publications, peer bank references, credit agencies, and online research.
Attends regular loan committee meetings, serving as a resource for credit analysis insights and responding to inquiries as needed.
Participates in customer meetings as requested by officers (may require travel at times).
Coordinates the ordering of appraisals and conducts collateral analysis based on appraisal reports provided by third-party vendors. Leverages appraisal data to assess the accuracy and adequacy of collateral values, supporting informed credit decisions and risk management.
Periodically reviews loan agreements to monitor covenant compliance, measures covenant performance, and promptly escalates any breaches to the lending team for resolution.
Performs annual risk grading of all credit relationships, including renewals, by evaluating financial performance and identifying any deterioration in credit quality. Uses findings to inform loan loss provisioning and support proactive portfolio risk management.
Other duties as required.
Must be eligible to work in the U.S. without sponsorship now or in the future
Bachelor’s degree in Business related field required. Strong preference for Finance or Accounting major or concentration.
Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred.
Excellent verbal, written and interpersonal communication skills.
Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
Must be self-motivated with strong initiative, accountability, and attention to detail.
Must be able to attend initial training in Dallas, TX for approximately four weeks (initial training period could change depending on the needs of the program). Travel for subsequent training sessions will also be required throughout the duration of the Banker Development Program with dates and locations to be announced at the time of training.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about.

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Skills

Leadership
Financial statements
Research
Risk management
Regulatory compliance
Statistics
Communication skills
Microsoft Office
Time management
Problem solving
Attention to detail

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