Credit Analyst / Underwriter

#WeAreHiring: Credit Analyst & Commercial Underwriting Specialist

🏦 Our client, a Bank in the financial services sector, is seeking a skilled Credit Analyst to provide vital underwriting and analytical support to their Commercial Underwriting team. This is an excellent opportunity to join a dynamic environment where your expertise in financial analysis will directly impact sound lending decisions.

🔍 **Key Responsibilities:**

• Spread and analyze personal and business financial statements, including tax returns, to assess financial capacity for lending.
• Use sophisticated software tools to produce and evaluate key financial ratios and identify trends related to liquidity, revenues, and profitability.
• Collaborate closely with Commercial Lending officers to ensure complete and accurate documentation for new credit proposals and renewals.
• Assist in evaluating loan requests vigilantly, applying credit policies, identifying risks, and preparing clear, high-quality analysis for management and credit committees.
• Communicate effectively with Retail and Lending staff throughout all phases of credit review to facilitate efficient approvals.
• Ensure all loan files comply with applicable laws, regulations, and internal policies.

🎯 **Qualifications:**

• 2 to 5 years of relevant experience in credit analysis or related roles.
• Bachelor's degree with a concentration in Finance or Accounting.
• Proficient with Microsoft Windows, Office Suite (Word, Excel), and loan processing systems.
• Strong analytical skills with the ability to interpret complex documents and make well-informed decisions.
• Excellent interpersonal skills, capable of building relationships with discretion, diplomacy, and tact.
• Ability to handle physical demands such as lifting up to 50 pounds and remaining stationary for extended periods.

🌟 **Preferred Skills:** Experience in CRE, C&I lending, loan structuring, financial structuring, and DSCR analysis.

💼 **Work Environment:** Office setting with a professional and collaborative culture.

🎁 **Benefits:** Comprehensive health, dental, and vision coverage, plus a 401(k) plan to help secure your future. If you are a detail-oriented professional ready to advance your career in commercial credit analysis, we want to hear from you!

🚀 Send us your resume or reach out to schedule a conversation and explore this exciting opportunity. #CreditAnalyst #CommercialUnderwriting #FinanceJobs #BankingCareers #FinancialServices #JoinOurTeam #NowHiring

My name is Denise Fair, and I look forward to discussing your career aspirations for a future role as a Senior Credit Analyst / Underwriter in Banking.

For a fully CONFIDENTIAL conversation about this exciting opportunity, please reach out to me directly!

Denise Fair

Search Consultant gpac - Banking Division

denise.fair@gogpac.com

I look forward to speaking with you soon!