Credit Analyst - Brodhead, KY

GPAC is partnering with a confidential community bank client in the Brodhead, KY area to hire a Credit Analyst. This is a strong seat for an analyst who wants real exposure to lending decisions and a clear path toward a lending or credit officer role.

Compensation: $40K-$90K

What you'll do

• Analyze business and personal financial statements and tax returns for commercial, agricultural, and consumer credit requests
• Spread financials and calculate cash flow, debt service coverage, leverage, and liquidity
• Underwrite new loans and renewals and write clear credit memos with risk ratings and recommendations
• Partner with lenders on loan structure, collateral, and covenants
• Monitor the portfolio, track covenant compliance and financial reporting, and flag emerging risk
• Support loan review, exam preparation, and credit policy compliance

What we look for

• Hands-on financial statement analysis experience, typically 1-3+ years in credit, lending, or accounting
• Experience spreading financials and underwriting commercial or ag credits (tell us the loan @types and sizes you've worked on)
• Strong command of cash flow analysis, global cash flow, and debt service coverage
• Clear, concise credit memo writing
• Familiarity with spreading software such as Moody's, Sageworks/Abrigo, or similar is a plus
• Bachelor's degree in finance, accounting, or business

Why work with GPAC

• 30 plus years in permanent placement, with recruiters who specialize in banking and insurance
• Confidential search: we share the opportunity with you before your name ever goes to the bank
• Direct access to hiring leaders and honest feedback throughout the process
• Our recruiters live in the states they cover and know the local markets

Apply here or email Dustin Hanson at dustin.hanson@gogpac.com to start the conversation.