Credit Analyst
- Farmington Hills, MI, United States
$65,000 to $85,000 USD / year
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Job details
- Pay
- $65,000 to $85,000 USD / year
- Apply by
- Posting language
- English
- Posted
Original job description
Commercial Credit Analyst | Banking
A community bank is seeking a Commercial Credit Analyst to evaluate lending requests and help make sound credit decisions. This role is a fit for someone who enjoys working with financial statements, identifying risk, and turning detailed analysis into clear recommendations.
What you’ll do
• Analyze business and personal financial statements, tax returns, and cash flow to assess repayment capacity.
• Evaluate collateral, guarantor strength, loan structure, and key risks.
• Prepare credit memos and recommendations for lenders and credit approval.
• Complete annual reviews, renewals, and ongoing portfolio analysis.
• Work with lenders to gather information and resolve questions during underwriting.
What we’re looking for
• Experience in commercial credit analysis or underwriting at a bank or credit union.
• Strong financial analysis, cash flow, and credit writing skills.
• Ability to explain risks and support a credit recommendation with sound reasoning.
• Careful attention to detail and the ability to manage multiple requests.
• Experience with C&I, commercial real estate, or agricultural credits is welcome.
Interested in a confidential conversation? Apply through this posting or contact:
Caroline Larkin Executive Search Recruiter | Banking & Financial Services caroline.larkin@gogpac.com
All inquiries will be handled confidentially.
More about this job
Skills
- Financial statements
- Underwriting
- Financial analysis
- Attention to detail