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Agricultural Lender

  • Monroe, NC, United States

$80,000 to $135,000 USD / year

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Job details

Pay
$80,000 to $135,000 USD / year
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Experience
3+ years of agricultural lending or ag credit analysis experience
Posting language
English
Posted

Original job description

gpac is partnered with a community bank that believes in local relationships and local decisions. They're hiring an experienced Agricultural Lender to serve and grow their farm and agribusiness portfolio.

Responsibilities:

  • Build and manage a portfolio of agricultural loans, including operating lines, equipment, livestock, and farm real estate
  • Develop new relationships with farmers, producers, and agribusinesses through referrals, farm visits, and community involvement
  • Analyze financial statements, tax returns, cash flow projections, and balance sheets to structure and underwrite credit
  • Present loan requests to credit committee
  • Monitor portfolio quality, including renewals, collateral inspections, and covenant compliance
  • Stay current on commodity markets, crop insurance, and FSA guaranteed loan programs
  • Partner with branch and deposit teams to deepen customer relationships

Qualifications:

  • 3+ years of agricultural lending or ag credit analysis experience
  • Strong understanding of farm operations and agricultural economics
  • Experience with FSA programs is a plus
  • Established network in the local farming community preferred
  • Bachelor's degree in agricultural business, finance, or related field, or equivalent experience
  • Strong communication skills and a relationship-focused approach

Benefits:

  • Local decision-making and a responsive credit process
  • Competitive base salary plus incentive
  • Health, dental, and vision insurance
  • 401(k) with company match
  • Paid time off

Salary Range: $80,000 - $135,000 per year

Interested? Contact Katie Hoogland at gpac for a confidential conversation.

More about this job

Skills

  • Communication skills

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