Financial Advisor

To be considered for this opportunity, you must apply on the Fortera website. Apply at: https://www.forteracu.com/careers

Financial Advisor

Full Time

Clarksville, TN, US

+1 More Locations

Requisition ID: 1120

Starting pay for successful applicants is generally within the minimum to midpoint of the pay range. Our consideration for pay is designed to support career growth and development over time. Offers extended depend on a variety of job-related factors, including but not limited to individual experience, knowledge, training, education, geographic location, market demands and internal equity.

POSITION PURPOSE

The Financial Advisor develops business for the Wealth Management department and their broker-dealer by building effective relationships and trust and providing an excellent member service experience to credit union members. Counsels and advises members regarding their financial holdings and offers financial products and services including mutual funds, equity-linked CDs, life insurance, and annuities to clients for investment purposes.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

• Evaluate members relative to their financial needs, current situation and holdings and available investment capital by profiling and uncovering their needs and educating them about the products and services that are most appropriate for their situation, including cross-referrals back to the credit union for loans and deposits products
• Help the client to identify their investment objectives.
• Proactively seek information from clients and prospective clients to understand possible changing situations, needs and desired benefits and evaluate product or service alternatives.
• Establish and maintain thorough prospect files and notes. Review and access on a scheduled basis.
• Open, transfer, and close customer accounts as necessary.
• Follow up promptly on customer service requests, for withdrawals, changes, and other needs.
• Maintain appropriate account records and ensure all documentation required is provided and completed.
• Obtain and verify all customer purchases and sales instructions, enter orders and follow-up on completion of all transactions.
• Responsible for the explanation of the organization, participants and functions of various securities markets and the principal factors that impact them.
• Monitor customers portfolio and make recommendations consistent with changes in economic and financial conditions as well as the customers needs and objectives.
• Ensure duties are performed in accordance with just and equitable principles of trade, federal and state laws, and industry regulations.
• Proactively market and supportall relevant Credit Union products and services.
• Promote Forteras branch through community events, on-site programs and networking activities.
• Keep current on investment products and services offered.
• Provide excellent member service.
• Work with Branch Managers to identify and leverage cross-sell opportunities.
• Drive investment and credit union integration initiatives, e.g. call nights, branch training, etc.
• Support all product and campaign launches.
• Set and keep consistent office hours at designated branch(es)
• Satisfactorily complete all required compliance training and complies with all regulations which apply within the scope of the position to include Bank Secrecy Act compliance.
• Attend and participate in all required meetings, trainings, and committees as required.
• Participate in community and civic events to promote awareness of the Credit Union in the community.
• Ensure work area is clean, secure and well maintained.
• Perform other duties as assigned by management.

PERFORMANCE MEASUREMENTS

• Investments and/or assignments are efficiently delivered in accordance with established regulatory guidelines and Credit Union policies and standards.
• Good usiness relations exist with external vendors and their questions are promptly addressed.
• Assistance is provided as needed.
• Good working relations exist with CU personnel. Assistance is provided as needed.
• Management is appropriately informed of area projects, activities and of any significant problems.
• Required reports and records are accurate and timely.
• Forteras Core Values are satisfactorily demonstrated.

Special Note: Fortera Federal Credit Union is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to age, sex, race, color, national origin, disability, pregnancy, genetic information, religious preference, protected veteran status, sexual orientation, gender identity or any other trait protected by state or federal law.