Banking - Portfolio Manager II

General Responsibilities The Portfolio Manager II AVP will support the rapid growth generated by the Commercial Banking team. In this role you will be assigned a Commercial Lender and portfolio to analyze and maintain. You will also assist in achieving goals assigned to Commercial Lender as established in annual operating plan. Portfolios will consist of a mixture of CRE, C&I, Construction and SBA and range in dollar size from $150MM to $300+MM Basic Qualifications Education/Training: Bachelors degree in business, accounting, finance, economics, or related field of study required. Formal credit training in CRE/C&I and Personal Cash Flow Analysis is preferred with a strong understanding of general credit and risk principles, mitigants, and banking policies/procedures. Skill(s): Proficient in MS Office: Excel, Word, and Outlook. Excellent writing, grammar, and mathematics skills; excellent oral and written communication skills; strong organizational skills with the ability to proactively manage and prioritize workflow; A thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations; proficient ability to analyze and interpret financial statements: businesses, CRE and personal. Experience: A minimum of five (5) years' related experience required. Essential Duties 1.Manage an assigned portfolio of commercial customers with some oversight by Commercial Loan Officer. 2.Maintains ongoing business relationships with present customers in order to provide a secondary Commercial Services contact and take advantage of additional cross-selling opportunities. 3.Provide support and oversight of reporting for portfolio management (delinquency, problem loans, exceptions, tickler tracking etc.) as designated by VP, Senior Portfolio Manager and or CCO/CLO 4.Coordinate collection, track and perform review of financial statements, tax returns, conditions/covenants. 5.Coordinate and prepare modifications/renewals/extensions. 6.Monitor assigned portfolio for early warning signs of financial weakness or other risks, and work with Commercial Loan Officer to develop an appropriate plan to discuss with VP, Senior Portfolio Manager, CCO and CLO 7.Prepare, update, and maintain credit files, both paper and electronic