Jobs in the United States

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Added 1 min ago
RF
Assistant General Manager
Riser Fitness, LLC
Castle Rock, CO
- $21 to $26 USD / hour
Be a part of the growing boutique fitness industry and join our Team! Riser Fitness, established in 2013, is a multi-unit operator and developer of the Club Pilates franchise system and one…
Added 2 mins ago
CG
PATIENT OBSERVATION (PART TIME)
Compass Group
Woodbridge, VA
- $17.18 USD / hour
- Part-time
Current CPR AED or basic life Support healthcare provider (BLS-HCP) certification required within 30 days of hire, if required at the facility
Added 2 mins ago
System HR Manager - New Orleans, LA
Compass Group
New Orleans, LA
Working as a System HR Manager, you will support numerous Human Resource functions to meet strategic, tactical and administrative Human Resource objectives. You must be able to communicate…
Added 2 mins ago
ENVIRONMENTAL SERVICES MANAGER 3RD SHIFT
Compass Group
CINCINNATI, OH
Summary: As an Operations Manager, you are responsible for assisting in directing and overseeing the support services operational needs of the department. You will coordinate the tasks of…
Added 4 mins ago
IT Operations/Business Coordinator Lead - (Lead - Manager)
Halliburton
TX
…one of seven key areas: Operations, Applications, Business Unit, Customer Service, Infrastructure, Program Management, Service Delivery…
Added 4 mins ago
Principal Systems Engineer / Senior Principal Systems Engineer
Northrop Grumman
Oklahoma City, OK
…Product Team (IPT) structure to drive the development of new program requirements, refine existing program requirements, and influence the pursuit of future technologies and capabilities.…
Added 4 mins ago
AI Native Cloud and Platform Architect - Senior Manager
EY
Oklahoma City, OK · Tulsa, OK
To qualify you must have
Added 4 mins ago
Sr. Field Marketing Manager, North America
Teradata
Oklahoma City, OK
Teradata is looking for a Sr. Field Marketing Manager to drive pipeline creation and acceleration for a defined set of industry verticals within North America. This role sits within the…
Added 4 mins ago
Training and Syllabus Developer
CACI International
Oklahoma City, OK
…Contractor shall develop and conduct the weekly Advanced Readiness Program (ARP) in conjunction with TWS personnel. Provide TWS Training Officer and program manager with the squadron T &R…
Added 4 mins ago
Machine Operator II
Alfa Laval
Broken Arrow, OK
May install machined replacement parts into mechanisms, equipment and test operation of unit to ensure functionality and performance.
Added 7 mins ago
Nurse Manager - FT Days - Telemetry - Jefferson Einstein Montgomery
Albert Einstein Medical Center
Montgomery County, PA
…collaboration with the nurse director or quality improvement manager. Identifies issues related to quality of patient care, and develops, implements and evaluates unit improvement…
Added 8 mins ago
Property Manager - Meier Apartments
The John Stewart Company
Los Angeles, CA
Responsible for program compliance such as HUD, TCAC, Home Program, RHCP, CAL HFA. AHP, etc.
Added 9 mins ago
Residence Hall Coordinator
Iowa State University
Ames, IA
Iowa State offers WorkFlex options for some positions. WorkFlex offers flexibility on when, where, and how you do your work. For more information, please speak with the Hiring Manager.
Added 11 mins ago
Sr. Customer Sales Manager- Military
Kraft Heinz Food Company Company
United States
The Senior Customer Sales Manager (Sr. CSM) drives Kraft Heinz selling efforts, Strategic development, and supply chain initiatives on a $70 million business with the Military. The position…
Added 15 mins ago
Project Manager-CMT
Braun Intertec Corporation
Amarillo, TX · Lubbock, TX
Must have a valid driver's license
Added 17 mins ago
AMHS VP of Access Services
Albany Med Health System
43 New Scotland Avenue Albany, NY
Oversee all Hospital Access Services Points, The Patient Engagement Center and the Revenue Cycle Operations Training Program for a 4-Facility Affiliation of Albany Med Health System. Future…
Added 18 mins ago
Advanced Hardware Engineer
Aerospace
Glendale, AZ
YOU MUST HAVE
Added 18 mins ago
CLTS Service Facilitator
Green Lake County
Green Lake, WI
Must have a valid Wisconsin Driver's License and access to an insured vehicle
Added 19 mins ago
Manager, Marketing Performance
ACS Auto Club Services, Inc.
Remote, United States
Marketing Performance Manager will earn a competitive annual salary of $107,827.20 - $155,740.00 with annual bonus potential, based on performance.
Added 20 mins ago
Restaurant Shift Leader - Unit 1269
Whataburger Restaurants
United States
You’ll partner hand‑in‑hand with your Restaurant Manager team as you sharpen leadership skills, build shift‑management capability, and strengthen your operational foundation.
Added 20 mins ago
Restaurant Engineering & Innovation Senior Manager
Whataburger Restaurants
United States
As a Restaurant Engineering & Innovation Senior Manager, you must have: · Candidates must reside within commuting distance of the San Antonio Home Office
Added 21 mins ago
SH
Pediatric ED, Complex Care Manager (LCSW) - Social Work / Outpatient
Stanford Health Care
United States
- $60.99 to $80.78 USD / hour
Complex Care Managers are assigned to a group of patients by medical specialty, unit, or clinic, and some activities may differ depending on the needs of the population. Major…
Added 21 mins ago
TF
Advanced Practice Provider- Pediatrics - Casual Part Time
Tahoe Forest Health System
Truckee, CA
- $80.87 USD / hour
- Part-time
Current ANCC (American Nurses Credentialing Center) or AANP (American Academy of Nurse Practitioners) certification required
Added 22 mins ago
NM
Physical Therapist-IP Rehab Woodstock Registry
Northwestern Memorial Healthcare
Woodstock, IL
- $54 USD / hour
…the organization’s Code of Ethics and Corporate Compliance Program, and complies with all relevant policies, procedures, guidelines and all other regulatory and accreditation…
Added 22 mins ago
Assistant Community Manager
Cascade Management
Portland, OR
Compensation: $18.00-28.00 (Including optional 2 bedroom unit value)

Earnest

Staff Data Scientist

Remote, United States

Salary Range: $216k - $262k USD.

Apply on app.careerpuck.com About employer

Applications open in a new tab.

Job details

Pay: Salary Range: $216k - $262k USD.
Posting language: English
Posted: Nov 11, 2026

Original job description

Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision.

Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together.

The Staff Data Scientist will report to Sr. Manager, Data Science + Pricing.

You will be the primary owner of risk data science at Earnest, driving the development of sophisticated credit risk, underwriting, fraud detection, collections, and loss forecasting frameworks that directly shape portfolio health and the unit economics of our lending products. You will lead high-impact modeling initiatives, mentor junior team members, and serve as a key cross-functional partner to senior stakeholders across Risk, Product, Capital Markets, Engineering, and Finance.

As the Staff Data Scientist, you will:

Own the end-to-end development and delivery of Risk Science systems - including credit risk scoring, default prediction (PD/LGD), fraud detection, and collection scores - that balance loan volume growth with risk-adjusted profitability.
Lead the design, backtesting, and validation of credit risk models and loss forecasting frameworks, applying advanced statistical techniques and machine learning to evaluate portfolio performance.
Serve as the internal subject matter expert on credit risk modeling, loss dynamics, and risk-based decisioning engines, shaping how the organization approaches credit policy and risk management.
Independently lead high-visibility, cross-functional risk modeling projects from conception through production deployment, proactively managing timelines and stakeholder expectations.
Translate complex risk models, loss projections, and analytical findings into clear, compelling narratives for senior leadership, the Risk Committee, and non-technical stakeholders.
Mentor and provide technical guidance to junior and senior data scientists, helping establish modeling standards, robust governance, and a culture of analytical rigor.
Partner closely with Risk, Pricing, Product, Capital Markets, Engineering, and Compliance leadership to align risk strategies with company-wide growth, funding requirements, and regulatory obligations.
Oversee the deployment of scalable, production-grade risk and fraud pipelines in collaboration with data and ML engineering teams, including automated monitoring, stress testing, and alerting.
Partner closely with the MRM team for best practices in model validation, fair lending analysis, model governance, and comprehensive technical documentation across the data science team.

About You:

8+ years of experience in Python/R and SQL.
7+ years of professional experience in quantitative risk modeling, credit risk analytics, fraud analytics, or applied data science
Master's/PhD in Economics, Statistics, Computer Science, Operations Research, or a related quantitative field
Prior experience in consumer lending, fintech, or financial services with direct technical ownership of credit underwriting or fraud models.
Strong expertise in credit risk modeling, default prediction (PD, LGD, EAD), survival analysis, machine learning algorithms (e.g., Gradient Boosted Trees, Logistic Regression), and risk-adjusted return frameworks.
Deep proficiency in model lifecycle management, model validation, backtesting, and monitoring applied to credit or fraud risk environments.
Proven track record of independently owning and delivering complex, cross-functional modeling initiatives end-to-end.
Experience mentoring/managing junior data scientists and contributing to team-wide technical and governance standards.
Strong communication skills with the ability to influence stakeholders and present technical concepts clearly to senior audiences.

Even Better:

Solid understanding of financial metrics, consumer credit regulations (e.g., FCRA, ECOA/Fair Lending).
Experience with cloud production platforms such as AWS, GCP, or Azure.
Proficiency with modern data engineering and analytics tooling such as Looker, Airflow, and dbt.
Experience leveraging non-traditional data sources or LLM/NLP tools applied to underwriting, fraud detection, or document processing.

Where:

This role will be based in the US.

Compensation:

A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary based on the roles location. The successful candidate’s starting pay will also be determined based on job-related qualifications, internal compensation, candidate location and budget. This range may be modified in the future.

Salary Range: $216k - $262k USD. Employees are also eligible for an annual performance-based bonus and equity.

#LI- SM

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:

Health, Dental, & Vision benefits plus savings plans
Mac computers + work-from-home stipend to set up your home office
Monthly internet and phone reimbursement
Employee Stock Purchase Plan
Restricted Stock Units (RSUs)
401(k) plan to help you save for retirement plus a company match
Robust tuition reimbursement program
$1,000 travel perk on each Earnie-versary to anywhere in the world
Competitive days of annual PTO
Competitive parental leave

What Makes an Earnie:

At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other:

Every Second Counts: Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.
Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and resilience.
Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do. What’s good enough today won’t be good enough tomorrow. Excellence isn’t a destination; it’s a mindset of continuous improvement.
Lead Together: Our success comes from how we work together. Leadership is not about titles - it is about action. We take ownership, drive results, and move forward as a team.
Don’t Take Yourself Too Seriously: We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.

Apply on app.careerpuck.com About employer

More about this job

Skills

PD
Fraud detection
Forecasting
Risk management
Regulatory compliance
Leadership
ML
Documentation
Python
R
SQL
Statistics
Computer science
Research
Underwriting
Machine learning
Coaching
Communication skills
AWS
Google Cloud
Microsoft Azure
Data engineering
Looker
Apache Airflow
dbt
Natural language processing
Process improvement

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Work requirements

Jobs in the United States