Jobs in the United States

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Added 1 min ago
Client Success Manager
Wonder
United States
…relationships and seek out ultimate decision-makers. Present to senior-level client leaders to advocate for program results and propose expansion…
Added 1 min ago
AIML - Machine Learning Manager - Responsible AI and Safety
Apple
CA
…policies that align with product goals. You will provide critical technical direction for dataset design and safety alignment strategies, while directly overseeing the implementation of…
Added 4 mins ago
Senior Manager, SEC Reporting and Technical Accounting
Kontoor
Greensboro, NC
CPA or equivalent international certification required
Added 10 mins ago
S
Senior Campaign Manager
Seeq
Remote, United States
- $126,000 USD / year
…Materials (MMM), and Chemicals, as well as emerging ones. As Senior ABX Marketing Manager, you'll drive the execution of these programs and measure their…
Added 10 mins ago
Renewable Energy Senior Project Developer, East Region
Scout Clean Energy
Remote, United States
As a Senior Project Development Manager within Scout’s Team, you will be fully responsible for leading your U.S.-based wind, solar and battery projects through all development phases with a…
Added 10 mins ago
SC
Manager, Government and Regulatory Affairs - SPP and ERCOT
Scout Clean Energy
Remote, United States
- $110,000 to $150,000 USD / year
Scout Clean Energy is seeking a motivated and collaborative Manager, Government and Regulatory Affairs to help manage regulatory and market risk by protecting and enhancing the value of…
Added 10 mins ago
Senior Manager, EPC Contracts
Scout Clean Energy
Remote, United States
As Scout’s Senior Manager, EPC Contracts, you will play a key role in the contracting for the fastest-growing technologies in the power sector: utility-scale wind, solar, energy storage,…
Added 10 mins ago
Director, West Region Development
Scout Clean Energy
Remote, United States
Support the Senior PM/PM and be able to step in on complicated due diligence efforts and responses.
Added 10 mins ago
Senior Associate, Capital Markets
Scout Clean Energy
Remote, United States
You will report to Scout’s Senior Manager, Capital Markets and will work alongside a high performing team of Analysts.
Added 10 mins ago
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Senior Manager, Preconstruction
Scout Clean Energy
Remote, United States
- $155,000 to $170,000 USD / year
As Scout’s Senior Manager of Preconstruction, you will play a pivotal role in the development, design and construction planning of Scout’s utility-scale wind, solar, and energy storage…
Added 10 mins ago
Senior Project Engineer
Scout Clean Energy
Remote, United States
Must have a valid current driver license, and able to travel and perform field work · The Senior Project Engineer will be based in our Boulder, CO office and will work in the office at least three days per week on our hybrid schedule
Added 10 mins ago
SC
Manager/Senior Manager, Interconnection
Scout Clean Energy
Remote, United States
- $150,000 to $175,000 USD / year
The Manager/Senior Manager will take on leadership roles as assigned within the Interconnection team. This includes driving timelines and technical work across a wide range of projects; in…
Added 10 mins ago
SC
Senior Manager, Financial Reporting
Scout Clean Energy
Remote, United States
- $130,000 to $150,000 USD / year
The Senior Manager of Financial Reporting reports to the Assistant Controller. This role ensures the integrity of accounting information by reviewing, recording, verifying, consolidating,…
Added 10 mins ago
SC
Associate Director, Power Systems Engineering
Scout Clean Energy
Remote, United States
- $170,000 to $200,000 USD / year
…company's Power Systems Engineering function and serve as Scout's senior technical authority for electrical systems across utility-scale wind, solar, and battery energy storage projects.…
Added 10 mins ago
SC
Treasury Manager
Scout Clean Energy
Remote, United States
- $130,000 to $160,000 USD / year
As Scout’s Treasury Manager, you will play a key role in managing the company’s liquidity, banking relationships, financing obligations, and treasury operations across Scout’s growing…
Added 14 mins ago
Sr. Manager, Information Security (Cloud)
BetMGM LLC
Remote, United States
BetMGM is seeking a Sr Manager, Information Security (Cloud) to lead the continued advancement of our enterprise cloud security program across AWS and Microsoft Azure. This role will…
Added 15 mins ago
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Senior Manager, Marketing AI Product Operations, CoCo
Pfizer, Inc.
NY · PA
- $124,400 to $207,400 USD / year
This position is hybrid and requires working onsite 2 to 3 days per week
Added 17 mins ago
Sales Project Manager
CompoSecure LLC
Somerset, NJ
Carry out specific tasks related to clients at the direction of the Sales Operation Director, VP of Technical Sales and other members of the senior leadership team. Participate in client…
Added 20 mins ago
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Lead Technical Program Mgr
Disney Entertainment & Sports LLC
San Francisco, CA
- $170,500 to $228,600 USD / year
We are seeking an exceptional Lead Design Technical Program Manager to fill a critical role in our Ad Platforms team. This role will drive the successful delivery of complex design…
Added 21 mins ago
Sr Principal Solution Architect, IT Identity Services
United States
…identity and access programs. You will be expected to balance technical oversight, and business alignment to secure organization’s digital assets while ensuring the team is empowered, the…
Added 21 mins ago
Sr Manager, IT Cybersecurity Identity Protection
United States
As the Senior Manager of Identity Protection products, you will be responsible for the Privileged Access, Secrets Management, Digital Certificates & Encryption platforms, teams, and…
Added 23 mins ago
Advanced Hardware Engineer
Aerospace
Glendale, AZ
YOU MUST HAVE
Added 24 mins ago
SJ
Manager, Clinical Microbiology
St. Jude Children's Research Hospital, Inc.
Memphis, TN
- $94,640 to $169,520 USD / year
Licensure, Registration and/or Certification Required by Law:
Added 28 mins ago
Senior UX Project Manager
Zoom Communications, Inc.
San Jose, CA
As a Senior UX Project Manager at Zoom, you will be at the center of how great design gets built and delivered across one of the world's most widely used collaboration platforms. Partnering…
Added 28 mins ago
Senior UX Manager
Zoom Communications, Inc.
San Jose, CA
As a Senior UX Manager at Zoom, you will lead a team of designers shaping the core experiences behind Zoom Meetings, Events and Webinars, and Videos - three of the most widely used products…

Earnest

Staff Data Scientist

Remote, United States

Salary Range: $216k - $262k USD.

Apply on app.careerpuck.com About employer

Applications open in a new tab.

Job details

Pay: Salary Range: $216k - $262k USD.
Posting language: English
Posted: Nov 11, 2026

Original job description

Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision.

Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together.

The Staff Data Scientist will report to Sr. Manager, Data Science + Pricing.

You will be the primary owner of risk data science at Earnest, driving the development of sophisticated credit risk, underwriting, fraud detection, collections, and loss forecasting frameworks that directly shape portfolio health and the unit economics of our lending products. You will lead high-impact modeling initiatives, mentor junior team members, and serve as a key cross-functional partner to senior stakeholders across Risk, Product, Capital Markets, Engineering, and Finance.

As the Staff Data Scientist, you will:

Own the end-to-end development and delivery of Risk Science systems - including credit risk scoring, default prediction (PD/LGD), fraud detection, and collection scores - that balance loan volume growth with risk-adjusted profitability.
Lead the design, backtesting, and validation of credit risk models and loss forecasting frameworks, applying advanced statistical techniques and machine learning to evaluate portfolio performance.
Serve as the internal subject matter expert on credit risk modeling, loss dynamics, and risk-based decisioning engines, shaping how the organization approaches credit policy and risk management.
Independently lead high-visibility, cross-functional risk modeling projects from conception through production deployment, proactively managing timelines and stakeholder expectations.
Translate complex risk models, loss projections, and analytical findings into clear, compelling narratives for senior leadership, the Risk Committee, and non-technical stakeholders.
Mentor and provide technical guidance to junior and senior data scientists, helping establish modeling standards, robust governance, and a culture of analytical rigor.
Partner closely with Risk, Pricing, Product, Capital Markets, Engineering, and Compliance leadership to align risk strategies with company-wide growth, funding requirements, and regulatory obligations.
Oversee the deployment of scalable, production-grade risk and fraud pipelines in collaboration with data and ML engineering teams, including automated monitoring, stress testing, and alerting.
Partner closely with the MRM team for best practices in model validation, fair lending analysis, model governance, and comprehensive technical documentation across the data science team.

About You:

8+ years of experience in Python/R and SQL.
7+ years of professional experience in quantitative risk modeling, credit risk analytics, fraud analytics, or applied data science
Master's/PhD in Economics, Statistics, Computer Science, Operations Research, or a related quantitative field
Prior experience in consumer lending, fintech, or financial services with direct technical ownership of credit underwriting or fraud models.
Strong expertise in credit risk modeling, default prediction (PD, LGD, EAD), survival analysis, machine learning algorithms (e.g., Gradient Boosted Trees, Logistic Regression), and risk-adjusted return frameworks.
Deep proficiency in model lifecycle management, model validation, backtesting, and monitoring applied to credit or fraud risk environments.
Proven track record of independently owning and delivering complex, cross-functional modeling initiatives end-to-end.
Experience mentoring/managing junior data scientists and contributing to team-wide technical and governance standards.
Strong communication skills with the ability to influence stakeholders and present technical concepts clearly to senior audiences.

Even Better:

Solid understanding of financial metrics, consumer credit regulations (e.g., FCRA, ECOA/Fair Lending).
Experience with cloud production platforms such as AWS, GCP, or Azure.
Proficiency with modern data engineering and analytics tooling such as Looker, Airflow, and dbt.
Experience leveraging non-traditional data sources or LLM/NLP tools applied to underwriting, fraud detection, or document processing.

Where:

This role will be based in the US.

Compensation:

A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary based on the roles location. The successful candidate’s starting pay will also be determined based on job-related qualifications, internal compensation, candidate location and budget. This range may be modified in the future.

Salary Range: $216k - $262k USD. Employees are also eligible for an annual performance-based bonus and equity.

#LI- SM

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:

Health, Dental, & Vision benefits plus savings plans
Mac computers + work-from-home stipend to set up your home office
Monthly internet and phone reimbursement
Employee Stock Purchase Plan
Restricted Stock Units (RSUs)
401(k) plan to help you save for retirement plus a company match
Robust tuition reimbursement program
$1,000 travel perk on each Earnie-versary to anywhere in the world
Competitive days of annual PTO
Competitive parental leave

What Makes an Earnie:

At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other:

Every Second Counts: Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.
Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and resilience.
Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do. What’s good enough today won’t be good enough tomorrow. Excellence isn’t a destination; it’s a mindset of continuous improvement.
Lead Together: Our success comes from how we work together. Leadership is not about titles - it is about action. We take ownership, drive results, and move forward as a team.
Don’t Take Yourself Too Seriously: We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.

Apply on app.careerpuck.com About employer

More about this job

Skills

PD
Fraud detection
Forecasting
Risk management
Regulatory compliance
Leadership
ML
Documentation
Python
R
SQL
Statistics
Computer science
Research
Underwriting
Machine learning
Coaching
Communication skills
AWS
Google Cloud
Microsoft Azure
Data engineering
Looker
Apache Airflow
dbt
Natural language processing
Process improvement

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Work requirements

Jobs in the United States