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Early Warning Services, LLC

Principal Engineer - Java/AWS, Zelle

United States

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Job details

Posting language: English
Posted: Nov 5, 2026

Original job description

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze®, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Early Warning follows a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

This position is a hands-on, individual contributor technical leader involved in setting the standards ensuing excellence in quality of outputs across multiple teams. Responsible for partnering with cross functional teams and providing input to a broad range of initiatives. A technical expert that is continuously learning and keeping abreast of new technologies and industry best practices and finding ways to bring those practices into the engineering organization.

Essential Functions

Partners with product management to craft product strategy, create product descriptions and ensure alignment to technology roadmaps.
Be a thought leader: a senior point of expertise on software engineering issues, industry trends and developing technologies. Be a role model to others on the team. Coach and mentor team members.
Takes ownership for creating technical product design and architecture.
Creates and conducts presentations for small-to-medium size groups.
Works closely with customers to understand their needs and create a partnership for making Early Warning products better.
Partners with software engineering, product, and architecture to shape engineering approaches, share knowledge and experience.
Develop, scope and shape a departmental-wide technical vision for the future.
Collaborate and build relationships cross-functionally to influence and motivate others; serve as an internal catalyst for progressive, strategic and successful change management.
Support the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.

Minimum Qualifications

Education and/or experience typically obtained through a Bachelor’s degree in computer science or related technical field.
Fifteen or more years of experience in designing and developing complex software projects with at least eight or more years in FinTech domain.
Experience in leading cross-functional teams to create technical solutions.
Effective communicator with exceptional public speaking skills. Comfortable presenting to all levels within the company.
Knowledge of Software Development Lifecycle (SDLC) best practices, software development methodologies (Agile, Scrum, LEAN etc) and DevOps practices
Proven track record designing and building complex end-to-end systems (full stack developer)
Hands-on experience in designing and developing using the one or more of the following technologies
Java RESTful Web Services (Java, J2EE, JUnit, and Tomcat.)
Experience in Microservices Architecture.
Open Source Frameworks - Spring boot, Spring Core
Messaging frameworks such as Kafka, Tibco EMS or JMS
Oracle PL/SQL
JavaScript and scripting frameworks (JQuery, AngularJS)
Hands-on experience in test automation at various levels of testing (unit, component, integration and functional tests).
Proven experience in OOA/OOD.
Experience with CI/CD pipeline implementation including GIT, Chef,Maven, Jenkins etc
Solid understanding of modern Cloud platforms such as AWS, Google Cloud or MS Azure.
Experience of working with code repositories (e.g. Git, SVN), bug tracking tools (e.g. Jira, Bugzilla) and Wikis (e.g. Confluence)
Background and drug screen.

Preferred Qualifications

M.S., or Ph.D. in Computer Science or another technical field
Knowledge of Splunk, Altiris & Zabbix
Hands-on Experience in working with AWS
Experience with various Database design and architectures
Expertise in TerraForm and/or other cloud orchestration technologies
Experience with Monitoring & Alerting systems like AppDynamics
Experience with other computer languages like C#, Ruby, Python, and PHP
Knowledge of ACH/EFT
Knowledge of real time payment networks(RTP, FedNow)

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

Candidates responding to this posting must independently possess the eligibility to work in the United States at the date of hire.

The above job description is not intended to be an all-inclusive list of duties and standards of the position.

The pay scale for this position in:

San Francisco in USD per year is: $207,000 - $276,000.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate’s education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Additionally, candidates are eligible for a discretionary bonus, and benefits.

Some of the Ways We Prioritize Your Health and Happiness

Healthcare Coverage – Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.
401(k) Retirement Plan – Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.
Paid Time Off – Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.
12 weeks of Paid Parental Leave
Maven Family Planning – provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

And SO much more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC (“Early Warning”) considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.

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More about this job

Skills

Oracle Java
AWS
Presentation skills
Motivate others
Change management
Risk management
Confidentiality
Computer science
Public speaking
Software development
Agile
Scrum
JUnit
Apache Tomcat
Microservices Architecture
Spring Boot
Apache Kafka
EMS
Oracle PL/SQL
JavaScript
jQuery
Test automation
CI/CD
Apache Maven
Jenkins
Google Cloud
Microsoft Azure
Git
Jira
Bugzilla
Atlassian Confluence
Splunk
Zabbix
IBM Terraform
C#
Ruby
Python
PHP
Office equipment

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