Credit Analyst

Credit Analyst Job Description

Client Information- A national distributor of agricultural/specialty products; founded in 1957.

Job Summary- The credit analyst supports the credit department with various administrative duties including handling credit request, collections, account support and management and other duties as assigned.

Job Duties

• Set-up new credit accounts by conducting credit checks, review credit data and recommending credit line (within authority level).
• Review of customer accounts by running reports such as credit bureaus, business reports, and verifying trade and bank references.
• Verify entered customer and account data; track credit and loan applications submitted by location and follow up with customer and location as needed regarding application.
• Build and maintain strong relationships with customers, field operations teams and internal staff.
• Process various updates, transactions and adjustments within Oracle environment including customer account updates and customer account adjustments.
• Assist with the processing and distribution of various internal reports including aging reports, cost studies, account analyses, etc.
• Maintain credit files including updating and retrieving information as needed.
• Provide customer credit information or ratings upon request to various creditors, credit agencies or banks.
• Other duties including account reconciliation, balance and payoff information on accounts, etc. to internal parties and customers as needed.
• Assist with special projects assigned.

Qualifications

• Bachelor's degree or equivalent work experience
• 1 to 3 years of customer service experience; specifically maintaining customer relationships. Previous credit, lending, underwriting experience a plus.
• On the job experience with Microsoft Office products, specifically inputting information into a document; database experience in a plus
• Strong communication skills both verbal and written; strong organizational skills
• Strong business skills and keen to attention to detail
• Personal integrity and ability to discreetly handle confidential data
• Starting salary $55,000 to $65,000; competitive health insurance and benefits; opportunity to move up within the company