Senior Applications & Integration Engineer

Description Cogent Bank is seeking a highly motivated and technically skilled Senior Applications & Integration Engineer to design, develop, integrate, automate, and support enterprise technology solutions across the organization.

This role will serve as a key hands-on technical resource for custom software development, API design and integration, workflow automation, data exchange, and application support. The ideal candidate is equally comfortable writing code, integrating vendor platforms, designing automation solutions, troubleshooting production issues, and working directly with business stakeholders to solve operational challenges.

The position supports strategic initiatives across Operations, Retail Banking, Commercial Banking, Treasury Management, Embedded Finance, Compliance, BSA/AML, Fraud, Finance, and Information Technology. The successful candidate will help advance the Bank's digital transformation by delivering secure, scalable, supportable, and well-documented solutions.

Requirements

Responsibilities and Duties

• Design, develop, test, deploy, and maintain custom business applications and internal tools.
• Build web-based portals, dashboards, reporting platforms, backend services, APIs, and data-processing solutions.
• Participate in requirements gathering, solution design, testing, release management, documentation, and ongoing support throughout the software development lifecycle.
• Apply reusable design patterns, coding standards, peer review, source control, and secure development practices.
• Design and implement integrations between internal banking systems, third-party applications, fintech platforms, and cloud services.
• Build and maintain REST, SOAP, SFTP, file-based, batch, and event-driven integrations.
• Develop reusable integration services, middleware components, data mappings, validation controls, monitoring, and error-handling processes.
• Troubleshoot production integration failures, perform root-cause analysis, and coordinate remediation with vendors and internal teams.
• Design, develop, document, secure, test, and maintain enterprise APIs.
• Support integrations involving core banking, digital banking, treasury management, CRM, fraud, BSA/AML, payment, data, and fintech platforms.
• Collaborate with vendors and business stakeholders to define technical requirements, interface specifications, authentication methods, data contracts, and testing plans.
• Support partner onboarding and connectivity while maintaining appropriate access controls, logging, resiliency, and operational documentation.
• Analyze business processes and identify opportunities to reduce manual effort, improve accuracy, and strengthen operational controls.
• Build workflow automations using Microsoft Power Platform, Power Automate, Azure Functions, Azure Logic Apps, PowerShell, scheduled processes, and custom services.
• Create sustainable automation solutions with documented ownership, exception handling, monitoring, testing, and support procedures.
• Measure and communicate automation outcomes, including cycle-time reduction, control improvements, and operational efficiency.
• Develop operational reports, dashboards, data extracts, transformation processes, and system-to-system data flows.
• Partner with business teams to define meaningful metrics, data quality checks, reconciliation requirements, and reporting needs.
• Support enterprise data, analytics, artificial intelligence, and business intelligence initiatives.
• Ensure data handling aligns with Bank security, privacy, retention, and access requirements.
• Serve as a trusted technical advisor to business and technology stakeholders.
• Lead technical workstreams for application implementations, integrations, modernization efforts, and vendor-delivered solutions.
• Evaluate new technologies and provide practical recommendations based on security, supportability, cost, scalability, and business value.
• Provide technical guidance and mentorship to team members while remaining a hands-on individual contributor.
• Create and maintain architecture diagrams, support runbooks, interface inventories, troubleshooting guides, and implementation documentation.
• Follow secure coding, secrets management, least-privilege access, vulnerability management, logging, change management, and deployment standards.
• Participate in architecture reviews, risk assessments, vendor evaluations, testing, audit support, and regulatory examinations as needed.
• Ensure solutions align with Bank information security policies, data governance requirements, business continuity expectations, and applicable regulatory obligations.
• Promptly identify, document, escalate, and remediate application and integration risks.
• Ensures BSA compliance by reading and being familiar with the BSA/AML program/policy; following all BSA/AML/OFAC policies and procedures; and completing all BSA/AML/OFAC related online courses.
• All other tasks, responsibilities, or duties, as directed by management.

Qualifications and Skills

• Bachelor's degree in Computer Science, Software Engineering, Information Systems, or a related field, or an equivalent combination of education and relevant experience.
• Five or more years of progressive experience in software development, application engineering, systems integration, API development, or a closely related discipline.
• Hands-on experience supporting enterprise applications and production integrations.
• Demonstrated ability to translate business and control requirements into reliable technical solutions.
• Experience working within formal change management, software development lifecycle, testing, and documentation processes.
• Strong written and verbal communication skills with the ability to work effectively with both technical and business stakeholders.
• Banking, financial services, fintech, or another highly regulated industry.
• Core banking, digital banking, treasury management, loan origination, CRM, fraud detection, BSA/AML, and enterprise reporting platforms.
• ACH, wire transfer, real-time payments, FedNow, card processing, payment operations, or related financial integrations.
• Fintech and Embedded Finance partner integrations, technical onboarding, API connectivity, and vendor coordination.

Preferred Technical Experience

Application Development C#, .NET/.NET Core, Python, JavaScript, HTML/CSS, web services, application support

Data Microsoft SQL Server, T-SQL, ETL, data integration, reconciliation, data quality, data warehousing concepts

Integration REST APIs, SOAP services, JSON, XML, SFTP, batch processing, event-driven integration, API management

Cloud & Automation Microsoft Azure, Azure Functions, Azure Logic Apps, Azure App Service, Azure Storage, Power Platform, Power Automate, PowerShell

DevOps & Operations Git, Azure DevOps, CI/CD pipelines, testing, release management, monitoring, logging, incident response, change management

Reporting & Analytics Power BI, Snowflake, SSRS or similar reporting tools, dashboard development, operational metrics