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Capital One

Full Stack Engineer 5 (ATM)

McLean, VA, United States
Richmond, VA, United States

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Job details

Posting language: English
Posted: Sep 22, 2026

Original job description

Full Stack Engineer 5 (ATM)

Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who solve real problems and meet real customer needs. We are seeking Full Stack Software Engineers who are passionate about marrying data with emerging technologies. As a Capital One Senior Lead Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One.

What You’ll Do:

Lead a portfolio of diverse technology projects and a team of developers with deep experience in distributed microservices, and full stack systems to create solutions that help meet regulatory needs for the company
Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community
Collaborate with digital product managers, and deliver robust cloud-based solutions that drive powerful experiences to help millions of Americans achieve financial empowerment
Utilize programming languages like Java, Scala, Python, Go, Node.js, JavaScript and TypeScript, Open Source RDBMS and NoSQL databases, Container Orchestration services including Docker and Kubernetes, and a variety of AWS tools and services
Provide technical leadership across multiple teams, shaping system architecture and long-term technology direction
Drive end-to-end design and implementation of large-scale, distributed, or cloud-native systems with high reliability and performance requirements
Partner with architects and product leaders to define platform roadmaps and shared services strategy
Lead complex design and implementation efforts for distributed or cloud-native systems, ensuring scalability, performance, and reliability

What You’ll Do:

Lead a portfolio of diverse technology projects and a team of developers, specifically supporting mission-critical ATM, Branch, and Cafe platforms, including hardware, middleware, kiosks, and physical in-person experiences.
Manage and seamlessly integrate third-party technologies and vendor platforms into Capital One's first-party stack, ensuring high reliability, managing vulnerabilities, and enforcing rigorous security standards.
Serve as the approving architect and provide holistic technical leadership across multiple teams, evaluating system designs to ensure they utilize secure, industry-standard patterns for third-party interconnects, network stacks, and hardware integration.
Collaborate cross-functionally with Tech, ATM Operations, Product, ISO, and Design Engineering (DE) roles to define platform roadmaps, shared services strategies, and enforce enterprise-wide standards.
Utilize programming languages like Java, Python, Go, Node.js, JavaScript, or TypeScript) to build robust solutions that bridge front-end, back-end, and operating systems.
Partner with vendors and product leaders to articulate technical requirements, understand limitations in vendor capabilities, and build out comprehensive technical roadmaps.
Drive the end-to-end design and implementation of large-scale, distributed systems that incorporate critical networking components, including firewalls, routing, and network security.
Share your passion for staying on top of tech trends, experimenting with new hardware/software integrations, and mentoring other members of the engineering community.

Basic Qualifications:

Bachelor's Degree or higher in Computer Science or a related quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Engineering)
At least 6 years of experience in software engineering (Internship experience does not apply)
At least 3 years of experience with public cloud platforms (AWS, GCP, Azure), cloud-based productivity tools, or virtualization technologies

Preferred Qualifications:

7+ years of full-stack software engineering experience across front-end, back-end, and operating systems
4+ years of experience integrating third-party technologies and vendor platforms into first-party technology stacks
4+ years of experience with network architecture, including firewalls, routing, and network security protocols
4+ years of experience supporting hardware, middleware, or in-person physical technology experiences (e.g., ATMs, kiosks, interactive branch technologies)
4+ years of experience in system design, serving as an approving architect or technical lead for complex, distributed systems
4+ years of experience with public cloud platforms (AWS, GCP, Azure), cloud-based productivity tools, or virtualization technologies
2+ years of experience managing technical vendor relationships and translating vendor capabilities into architecture roadmaps
2+ years of experience with mobile application development
Experience with interactive AI tooling to accelerate productivity, utilizing capabilities beyond basic code completion
Experience leading cross-functional engineering efforts or large-scale technical initiatives
1+ year of experience establishing and enforcing coding standards and design patterns across teams
1+ year of experience implementing observability and reliability practices at scale

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $229,900 - $262,400 for Full-stack Engineer 5

Richmond, VA: $209,000 - $238,500 for Full-stack Engineer 5

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website (https://www.capitalonecareers.com/benefits) . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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More about this job

Skills

Microservices
Create solutions to problems
Coaching
Programming languages
Oracle Java
Scala
Python
Go
Node.js
JavaScript
TypeScript
NoSQL
Docker
Kubernetes
AWS
Leadership
Security regulations
Computer science
Statistics
Research
Google Cloud
Microsoft Azure
Technical support
Recruitment

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