SUMMARY:nnThis is an exciting opportunity for a seasoned commercial property and casualty professional to shape product strategy, drive new market development, and influence meaningful product innovation across a multi-line environment. In this role, the Senior Product Manager serves as a trusted technical underwriting expert, helping identify opportunities, strengthen existing products, and support enterprise-wide best practices. This position partners across business units and lines business to bring consistency, insight, and strategic direction to complex initiatives, while leading high-impact process improvements that support growth, profitability, and long-term business success.nnESSENTIAL DUTIES AND RESPONSIBILITIES: nn * Identifies, evaluates and manages problem markets, underwriting trends, regulatory changes and emerging issues; provides reports and recommendations to support profitable growth and sound underwriting practices.n * Analyzes current and potential books of business, including accounts above business unit authority limits, and makes recommendations on pricing, programs and risk selection as needed.n * Develops, implements and monitors divisional underwriting policies, procedures, workflows, quality control standards and governance practices to promote consistency and best practices across operating units.n * Identifies improvement opportunities, evaluates departmental programs and projects, and partners with management to strengthen processes, effectiveness and execution.n * Develops and delivers training, programs and presentations at the business unit and divisional level.n * Serves as a technical underwriting expert and advisor to Underwriting, Product Management, business units and other stakeholders on underwriting questions, audit issues, bureau inquiries and related business concerns.n * Collaborates with enterprise operating units to support cost containment strategies, underwriting due diligence assignments, committees and approved enterprise initiatives.n * Leads new market and product development efforts, including business cases, white papers, opportunity design, implementation planning and cross-functional coordination for multiple commercial lines of insurance.n * Drafts, develops and implements new products, organizational practices, underwriting guidelines and letters of authority for new programs and products within the multi-line commercial insurance arena.n * Evaluates complex reinsurance structures and clauses within proportional and non-proportional treaty and facultative reinsurance policies.n * Conducts policy wording reviews for renewals to ensure compliance with underwriting guidelines.n * Maintains a clear understanding of business requirements and applies expert product knowledge throughout the functional design process, including requirements documentation and technology liaison support.n * Supports market intelligence initiatives, special projects and other assignments as needed while maintaining confidentiality of all information processed.nEDUCATION AND EXPERIENCE:nn * Bachelor's degree in Insurance, Business, Math, Finance, or a related field required. nn * Progress towards, or completion of, industry-recognized professional designations (i.e., CIC, AU, CPCU) preferred. nn * Combinations of relevant education and experience may be considered in lieu of a degree. Continuous learning, as defined by the Company's learning philosophy, is required. nn * Minimum ten years of commercial property and casualty multi-line underwriting, and product management/development experience with demonstrated technical knowledge with both small and large accounts, or equivalent experience that provides the necessary skills, knowledge and abilities; or any combination of education and experience that would provide an equivalent background. nn * Two years of experience with the Enterprise as a Corporate Underwriting Consultant or equivalent experience which provides